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Credit Score

 

Credit Score Articles

What is a FICO credit score? FICO Credit Score 101 - learn what is a FICO and what makes up your credit score

Don’t Get Scammed When Repairing Your Credit Report and Credit Score! Learn how to avoid the many pitfalls of trying to repair your credit report and score

Credit Score Knowledge Base

Credit score?

How much will my credit score increase if I were to pay off 50% of my credit cards within a 2 month time frame? My current credit score is 568 and Im ...

What credit score is needed to get the best fixed rate for consolidating accounts?

Any suggestions on how to raise credit scores in the range of 597-607 received from all 3 credit reporting agencies. I have 2 mortgages which was don...

How will my credit score be affected by cancelling my credit card?

I have had this credit card for 2 years now, and it charges an annual fee (it is designed for people with little credit and they report monthly to the...

How do I switch credit cards and not affect my credit score?

I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don't need these credit cards and I would li...

What matters more your credit score or the contents of your credit report?

If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give...

How high can my credit score climb if I have only credit cards in my credit history?

My current credit score is 745 and I've built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that ...

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Free Credit Score

 

Free Credit Score Articles

How to get your free credit score How to get your free credit reports and credit scores

Free Credit Score Knowledge Base

Where exactly can you check your credit score for FREE?

All of the ligitimate sources I have looked at have a sign up scam running. You must sign up for credit protection plans or the like before you can g...

Is there any where I can get my credit score free?

I know there are places I can get my free credit report but what about my score? I have seen a few places but I don't want to enter my credit car...

How does one get a FREE Credit Score?

I can contact any of the three credit organizations, Experian, etc but they all want my social security card number. Why do they want that if getting ...

I would like to recieve a free credit score without a credit card.?

I would like to recieve a free credit score, but i dont have a credit card...Is there any way for me recieve this without a credit card.

Where can I get a totally free credit score report?

I need a total free credit score report.

where can i find a free credit report/score check site without having to use a creditcard number to verify?

i would like to find out my credit score but every site ive tried to type my stuff in....they end up wanting a credit card number to verify....i dont ...

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What is a good credit score

 

What Is A Good Credit Score Articles

How your FICO scores are calculated and what is a good credit score? Learn what goes into your credit score and learn what is a good credit score

What Is A Good Credit Score Knowledge Base

What is the best way to build my credit score with a purchase of a car???

I plan on purchasing a '07, '08, or '09 once I arrive back from OIF. Will my credit score increase faster if I put a large amount of mone...

Is there a credit card out there that is for a credit score of 450?

I have seen on line where it reads " You can get a credit card with bad credit ". I applied at one company and was turned down. Can someone...

i need a loan to payoff debts and get on the right track but my credit score is 510?

i was scammed out of my life savings and have applied for every possible loan in the world and been denied. does anyone know any loans that i could po...

What are the benefits of having a good credit score?

I'm a college student who got a credit card a little less than a year ago. I spend a lot (around $700 a month) and always pay back the total in f...

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Improve credit score

 

Improve Credit Score Articles

Three Mistakes That Could Hurt Your Credit Score Watch out for these 3 mistakes that can hurt your chances of improving your credit score

Using the Fair Credit Reporting Act/ FCRA to improve your credit score Learn all about the Fair Credit Reporting Act and how you can use it to improve your credit score

Improve Credit Score Knowledge Base

How long to improve credit score?

My husband and I are trying to purchase a house. He has a decent salary and we can afford it. I pulled our credit yesterday to see that his credit sco...

What is the best way to improve credit score if I have no credit?

I am debt free and have been since my bankruptcy over 12 years ago. I recently looked into getting a mortgage, but was told I can't get one becau...

how long to improve credit score to 760 or above?

My credit score is 662. I have around $7,000 in credit card debt, which can be paid in 5-6 months. My husband's car will be paid off in a couple o...

help me make payments to improve credit score what should i do?

ok so i have 3200 debt on a cc with credit limit of 6000. an other cc with balance of 160 and credit limit of 300. and other with 1300 and a credit li...

Should i have a credit card and pay promptly to improve credit score?

My spouse has a credit card in her name and we both are paying it promptly , i was wondering if i need to have one on my own to improve my credit...

Best way to pay off credit cards to improve credit score?

As a college student, I've racked up some credit card debt. I have never missed a payment, and have always paid at least $5-10 over the minimum a...

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Credit ratings

 

Credit Ratings Articles

Repair Your Credit Ratings Some tips on how to repair your credit ratings

Credit Ratings Knowledge Base

credit ratings?

what are the four types of credit ratings?

How long will it take to clear of bad credit ratings in Singapore?

I understand that some countries takes 5-7 years to clear of one's bad credit ratings. How long will Singapore take? Is it the same?

What excel function can I use to return a range of credit ratings given a rating factor?

For example: A1: Credit Ratings B1: Rating Factor A2: Aaa B2: 1 A3: Aa1 B3: 10 A4: Aa2 ...

If your bill is five days late is that long enough to hurt credit ratings?

I have a bill in my brother's name and I slipped this month but mind you I paid it only five days late and now he's threatening me about termi...

When do you start getting credit ratings?

at what age do people in the US start receiving credit ratings

Do foreigners living in the US have credit ratings?

I just moved here to the US for college since last August, and I wanna know if I have credit ratings so that I can borrow money....do I actually have ...

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Credit Dispute

 

Credit Dispute Knowledge Base

credit dispute?

I'm getting ready to sent in a credit dispute and was wondering what inaccuracies can you report? Such as wrong open dates, the original creditor ...

Will I get different outcomes on my credit dispute?

I am fixing to dispute something on my credit report. I will be sending 2 letters, to Equifax, TransUnion and online to Experian. How likely is it th...

Can I dispute an negative item that is marked "paid, closed" on my credit report?

Credit Dispute I viewed my credit report online and there is a negative item listed. My question is ..Can I dispute an negative item that is marke...

Will initiating a credit dispute remove the said item from my record temporarily?

When I initiate a credit dispute against a fraudulent item, will that item be temporarily removed during the investigative process?

Credit dispute letter...Do I have to send a letter with a copy of my credit report for each item to dispute?

I'm currently disputing a few negativie items on my credit report. My question is this: Do i have to send one letter for "each" negative...

How does a credit dispute work?

My husband and I moved into an apartment and we lived there for 18 months. Our first lease, my mother in law had to co-sign. That lease expired after ...

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Repair credit

 

Repair Credit Knowledge Base

Repair Credit?

I asked this question the other night and really didnt get what I was looking for. Im wondering about companies that do credit repair. Does any one ha...

How long to repair credit after a bankruptcy to qualify for a home mortgage?

Please provide information about experiance or knowledge relating to the amount of time it takes to repair ones credit after a chapter 7 bankruptcy. A...

How can I build/repair credit score in a reasonable way?

I a trying to build up and repair my credit score . Can someone give me some good advises on this?

Does anyone know how to repair credit without paying for a service?

I really would like to repair my own credit without having to pay someone.I recently enrolled into a service online that lets me see my credit scores...

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Average credit score

 

Average Credit Score Knowledge Base

What is the average minimum credit score for credit card?

I keep trying to get one of those alienware destop computers. They have an alienware credit card of 5'000. I cant seem to get my score high enou...

How can the average credit score remain at 692 in this market?

The average score was at 678 a few weeks ago. I cannot believe that it would go up in an economy like this. With all the foreclosures, etc. how can...

Isi t just me or is the average credit score in the US climbing?

I remember the average credit score being 645. Then it was 675. Now it's 692. I bet by next spring, it's gonna pass my credit score.

Under Career Tools, if you click on the Average Credit Score, the 3rd box recommends you use this product for?

This is the Yahoo Hotjob trivia. I couldn't find the answer, I click the Career Tools, but I didn't see Average Credit Score, so need help.

What is the average credit score?

Anyone know the ranking of credit scores? like 700 = perfect so in this order what would be a score for 600, 500, and 400? and what is the average ...

What is the average credit score for leasing an apartment?

What is the minimum credit score that landlords want to lease an apartment to someone?

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Raise Credit Score

 

Raise Credit Score Knowledge Base

How to fix credit and raise credit score?

I'm trying to fix my credit and raise my credit score what are the steps to do that. I read that if you have any debt on your credit report over 2...

I heard you can raise credit score if someone add you to their credit line?

I heard you can raise credit score if someone add you to their credit line, does that person need to have a good credit score in order for your credit...

To raise credit score should i pay off credit card immediately or stretch out payments over a few months?

I don't have debt by any means, first and foremost. I am just starting to live on my own and build my credit and stuff. I got a credit card to hel...

Should I increase my credit card limit to raise my credit score?

I currently Have a Platinum Mastercard with no balance on it, and I want to keep it that way using it for only small purchases. My credit line is for...

How can I raise my credit score by 50 points?

I recently got my student refund money from school for this semester on September 5 and I paid off all of the debt that me and my husband owe on Septe...

How can you raise you credit score even when you pay on time?

Ok, past credit messed me up. I have a judgement thats almost paid off. I am trying to raise my credit score.I have 3 new accounts that I've paid ...

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