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Does closing an existing credit card affect the credit score? I have 2 credit cards, I want to close one, will that affect my credit history or score. My bank has just started charging me for that credit card & hence I dont want it, instead I can get a free card from any other bank. But will this affect my credit history?
When a credit card company sends you a "pre-approved" card, does that company first check your credit score? The companies issuing the cards use the term, prescreened offer. So my guess is that they do check some sort of info. My uderstanding was that companies could only check credit scores with permission from the person the info is pertaining to. This concerns me because if every time I get a card through the mail, my credit is checked, this could sevrely damage my credit score. We are only intitled to one free credit report a year, right? So forgive me for being blunt, but if the answer I recieve confirms my concern, the companies ought to be reprimanded.
Credit Score For Free? Is there anywhere that I can get an absolutely free credit score. No strings attached, no credit card info neccessary, NOTHING just free!!!
free credit score? the site I have gone on are not free. You either have to pay a fee or have a memebership after 30 days if you don't cancel. If it does cost you anything you need a credit card to get your score. I want a web site you can go to and it is free with no conditions or fees.
how do I get a 100% free annual credit score? can we get a free credit score with out having to use a credit card.? 100% free annual credit report. and where do I start to look for the site? Thanks . Any help would be nice . Have a great day
Check Systems any info how to repair credit? Free credit Reports available w/ no strings attached? I'm 24 now and when I was young and stupid I trusted my ex and we got a joint checking acct. Long story short. I was told by him that he closed the acct(when we we're 19) but actually he wrote a ton of bad checks but did pay the bank. But hey put us both on "check systems". I found out after a year when I tried to get an acct at a diff bank, b/c he threw away my notification. I have no other outstanding debt. and I pay all my bills ontime! I paid off a car loan in half the time in the last two years but I did have a co-signer. So how long am I gonna be stuck! Can I get any credit cards, if so which? Is there a free no strings way of checking your credit score? I am so frustrated w/ being unable to use a charge card in case of emergencies! I know I should have one to build credit too!Any advise appreciated greatly! I got my credit reports and there is nothing negative on it I just don't have much on it! ShouldI take out loans to boost my credit score! Do I need to get my credit score too?
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