Get credit score too or just get free report? I went on annualcreditreport.com and clicked on experian. credit report by itself is free but they charge for credit score. Should I pay to get the score aswell or just looking at credit report suffice?

Is there a huge difference between a FICO credit score and the score given by the 3 credit bureaus? I've already gotten my free credit reports from annualcreditreport.com but now I'm looking to monitor my credit score periodically from all three bureaus. I know that FICO is probably the biggest credit score service is their number that much different than what I'd get from the credit score source that Equifax, Experian and TransUnion use? I just don't want to pay so much more for nothing. If FICO says my Experian credit score is 700 and I go to Experian.com and their service says my score is 692, I don't see the difference. Thanks.

Credit score differences. I checked transunion it was 620 and then i checked experian it was 530? what the heck it that about is there a website i can go to get all three scores without having to buy the reports. im wondering what my third score says. ive already got my free credit reports this year..so thknks

What is the VERY BEST website to get a free credit report from ALL 3 credit bureaus? I am always having a hard time with Freecreditreport.com and others that give me either a FICO score and no report, or I get ONLY 1 report and then 2 months of $9.95 fees! Please help..I JUST want my report and FICO score from Equifax/Experian and TRW. Thanks in advance!

My bank has unfairly ruined my credit score, how long will it take to sort ou?? I have a graduate account with an interest free overdraft. I have to pay the overdraft back by this May. There was nothing in the contract which stated I had to pay any money into my account prior to this date. I have just applied for a credit card and it has been rejected. I checked my credit report with Experian and from Sept-Nov of last year there were three "missed" payments on my bank account, despite there being NO debits/standing orders or any other form of debit from my account. I have been told to take my credit report into a branch and see an assitant to sort this out. Clearly there has been a mistake. How long will this take to sort out? How long will it take to get this blemish taken off of what is a perfect credit history?? Its really annoyed me cos of the hassle & because i needed the credit card for an essential purchase. Thanks for your help.

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