free credit score in canada? why is it that americans can actually get their free credit score online, but canadians can't? i realize i can go to the equifax and transunion sites and request it by mail, but how unfair is that? i worked at a finance company for three years, and am completely aware of how long it takes to print someone's bureau - seconds. it's my credit bureau, and i want access to it now - not in three weeks!! why is it so difficult and time consuming for me to get a hold of my bureau??? not so much a question, more of a rant... sorry! just a little miffed right now...

Free credit check from Equifax? I want to know what my credit check score is from Equifax

How do I get my credit score? Ideally for free.? I recently got my credit report from Equifax, but there was no FICO score on there. Please let me know how I can get it for free.

How can you get your credit score for free with out it being a scam? I heard you can get it done once a year for free. But where do I go? and dose it include all 3 of the major credit places- Experian, Equifax, and TransUnion?

what is the best site for get your credit score for free? Most want your credit card info and say it's a 30 day trial. like freecreditreport.com Then they want 29.95 to get all 3 reports. equifax ask for 14.95 what is the best and least expensive site, to get my credit score and report for all 3 buerues?

Is there a huge difference between a FICO credit score and the score given by the 3 credit bureaus? I've already gotten my free credit reports from annualcreditreport.com but now I'm looking to monitor my credit score periodically from all three bureaus. I know that FICO is probably the biggest credit score service is their number that much different than what I'd get from the credit score source that Equifax, Experian and TransUnion use? I just don't want to pay so much more for nothing. If FICO says my Experian credit score is 700 and I go to Experian.com and their service says my score is 692, I don't see the difference. Thanks.

How do I get my credit score? Okay previously I ordered my annual free credit report and there used to be an option to purchase your credit score. This year I didn't have that option. I went to equifax's website and you have to buy a whole program! I know when I did it, it cost around $7-8; anyone know how to get JUST my credit score (since I already have my annual report)

Which credit reporting company scores highest? I recently discovered that you can get one free credit report from each of the three companies for free each year. I got my TransUnion one and my credit score was 651. Is this any good? Also which of three agencies generally score you higher? Would Experian or Equifax be higher or lower than my 651 from TrasUnion?

What is the VERY BEST website to get a free credit report from ALL 3 credit bureaus? I am always having a hard time with Freecreditreport.com and others that give me either a FICO score and no report, or I get ONLY 1 report and then 2 months of $9.95 fees! Please help..I JUST want my report and FICO score from Equifax/Experian and TRW. Thanks in advance!

I have some questions about my credit rating.? It would be great if some finance professionals preferably UK could advise me! My questions are 1.will asking for my free 30 day equifax credit report affect my credit rating in any way? 2. I have just paid off my credit card. Should i keep it open and use it to 30% of its limit and pay it off each month to improve my score? 3. I am paying 2 collections agencies although on time with my payments. one nearly paid the other will take longer. How badly will this affect my score and is there a chance that if the collections agency is owned by the bank that it will be passed back to the bank? If so will this look better and does your credit improve if you are paying on time even though it is a collection agency? Lot of questions I know! Really appreciate it!! cheers!

How can I find out what my beacon score is? A credit report I have just received for free from Equifax does not show my beacon score. By the way, I live in Canada. THANKS.

How does everyone feel about what the article below addresses.?

Just got my mortgage but..? Hi there, I have just got mortgage and hopefully will be moving to my first house in couple of months. While I was applying for mortgage, I used a mortgage broker who didn't know the rules very well. His firts application was declined because I am not Britisih ( I have work permit in UK).Anyway he found another company how agreed to give the mortgage for high interest of course (5.70% for two years fixed and 6.74% for the term) Now my credit report is Fair (Score is 387 points at Equifax). But I am planning to get some stuff from DFS or Furniture Village with 3 year interest free credit. Do you think this credit scorte will cause any problem with these companies? I don't want to be embarrassed in front of the salesman if they refuse my application :) Thanks in advance. I have couple of credit cards total £6000 limit and 3 current accounts with total £4000 overdraft limit. this information might help you :)

Does anyone out there know if CreditReport.com is a trust worthy and legitimate sight? There address on their sight says they are located in Canoga Park Ca. They say the first 30 days of you're credit report from Equfax with credit score and monitoring of the three major credit bureaus for alerts on you're credit reports is free. Then after the 30 days it says it will be 11.95 a month charged to you're credit card. Would it be wiser to get it directly from equifax then to use CreditReport.com?

help me with 25 multiple choise questions? 26. If you have to borrow/charge expenses on your credit cards each month you’re considered to be what? (1 point) “Living with your means” “Living below your means” “Living above your means” “Living at your means” 27. What type of debt charges the highest interest rate? (1 point) automobile debt lease debt secured debt unsecured debt 28. Which is NOT one of the credit reporting agencies? (1 point) Experian TransUnion Equifax TransMeridian 29. A very low credit score usually means you will get what? (1 point) declined for loans low interest rates low finance charges high available balances 30. Credit that is applied for once, and then is available until the consumer defaults or closes the account is called what type of credit? (1 point) revolving credit charge credit income credit department credit 31. What is NOT considered when calculating a credit score? (1 point) personal income payment history credit history length of credit history 32. When two sellers trade items without exchanging currency it’s called what? (1 point) negotiating bartering financing economics 33. What was the earliest form of currency called? (Hint: China around 1200 B.C.) (1 point) leather cards sea shells cowry shells wooden coins 34. The first international form of currency policy to control inflation was called the what? (1 point) World Trade Organization North American Free Trade Agreement Gold Standard European Trade Standard 35. If a computer is on sale for $1,099.10 and there is an additional 15% off at the register, what will the total cost be? (1 point) $934.24 $1,263.96 $974.88 $988.45 36. The abbreviation FICO stands for what? (1 point) Fraud-Index Corporation Fair-Index Corporation Fair-Issac Corporation Fraud-Issac Corporation 37. When someone leases a car, who owns the title to the automobile? (1 point) the automobile manufacturer the financing bank the automobile dealership the driver 38. What part of a personal budget should be the largest expense? (1 point) spending money savings housing insurance 39. When a company hires an employee, what does the company expect from the employee? (1 point) expenses productivity purchasing power income 40. The amount of products or services that someone can buy with the amount of money they have is called what? (1 point) personal purchasing power purchasing power parity consumer price index value power 41. Banks make money by charging borrowers what? (1 point) late payment fees interest rates financing charges all of the above 42. The money you pay to keep an insurance policy in effect is called a what? (1 point) deductible co-pay premium expense 43. The money you borrow from a bank or any other lender is called what? (1 point) principal investment interest equity 44. Your credit score determines whether or not you what? (1 point) are approved or denied a loan are given a high or low interest rate are approved or denied a credit card all of the above 45. The loans that individuals take out to continue their education are called what? (1 point) educational loans student loans optional loans deferred loans 46. Which of the following is NOT considered a small ticket item? (1 point) a toaster an automobile a pack of gum a cup of coffee 47. When an asset such as a home or a car decreases in value over a long period of time it’s called what? (1 point) decay depreciation appreciation neglect 48. Charge cards differ from credit cards in what ways? (1 point) they require you to pay the full balance at the end of the billing period they don’t allow you to make cash advances they don’t accept balance transfers all of the above 49. The marketing offers provided by credit card companies are called membership __________? (1 point) bonuses benefits incentives gimmicks 50. If you have $2,000.00 on a credit card and the interest rate is 21.8% per year. How much interest will you pay for one year? (Interest is compounded monthly, but to simplify your activity, just multiply it.) (1 point) $463.00 $436.00 $521.00 $400.00

help me with my credit card problems?

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