What Is A Good Credit Score Number Knowledge Base
Pulling up your credit score number? I am trying to clean up my credit before an my ARM occurs. You are allowed to my notations to your credit, does this help? Would you advise doing it yourself or find a credit counselor to assist (if you can find a reputable one) Can anyone reccommend a reputable one? I am not in a position to pay off any debts, what is the best way to go about this. They are not credit card related, don't have credit card debt.
What FICA Credit Score Number is needed for an Auto Loan? I am going to buy my wife a new camry in Febrauary. We have a newborn and I want something more dependable and safer. I am going to have about 3 grand to put down and a 2001 Neon that is ours for a trade in. I am looking for a $20,000 auto loan. I have 4 credit cards and all of them are paid off. I make $24,000 a year BUT I do not pay for rent, food, or medical. That equals to $2000 a month DISPOSABLE income.
Credit Score and number of revolving accounts? Can your credit score be lowered by having too many revolving accounts? If so, what is the idea number of accounts? Should I close accounts not being used?
What number = "bad" credit score? OK, so what is the real deal on what number your FICO score has to be to be considered "bad credit" or "good credit"?
What is considered a "fair "credit score and what would be a "good" score? Would there be a difference in your score number between different credit agency's?
If i reapply for a new credit account number, will that lower my credit score? Hi, Credit card vendor closed my account, but I paid off my bills (because my ex used the card and never pay it in full and i filed it as fraud). I would like to reopen my account. But i was told to reapply. If i reapply for a new account number, will that lower my credit score? I am asking because - I saw my credit report, it said "closed by credit vendor". I want to change that to "open"... Please advise me before I make any mistake.
where can i find a free credit report/score check site without having to use a creditcard number to verify? i would like to find out my credit score but every site ive tried to type my stuff in....they end up wanting a credit card number to verify....i dont have a credit card so...does anyone know a site where i can get a free score check without having to do that whole credit card thing?
How do I improve my credit score? I have a number of credit cards that I will...? I have a number of credit cards that I will be paying off in full. Is it better to close most of them (except for one or two), or should I keep them open?
How can you check your credit score without typing in a credit card number? I went on www.freecreditreport.com and they require you type in a valid credit card number. Is there ever a company that allows you to see your credit report without a need to type in a credit card?
is there a site online to get a free credit score with no signup or credit card number? I want to know my credit score but everywhere wants me to sign up for a 3 month stint and wants to charge my credit card. i just want to know what my credit score is.
Is there anywhere to get your credit score without paying or leaving a credit card number. I mean no strings? I see free credit reports all the time but it's just a scam to get your credit card info to charge you for something later.Is there a free site for obtaining your credit report
what is a borderline fair credit score and a good credit score? Right now my credit score is 646 and that is fair, so what is the starting number for a good credit score
Is 761 a good credit score? I received my credit score in the mail. I was wondering if 761 is a good enough number to apply for a 0% credit card. Would I be able to get a balance transfer for 12 - 15 months with 0% with this credit score number? I am not interested in purchasing anything on the card. I just want 0% to pay down my balance.
Is my credit score good for my age? I am 21 years old, almost 22. My credit score is 690 and I was wondering if this was a good number for me. I have had a small line of credit out since I was 18. ($500) and someone told me that it was good to have that. I have never had a car in my name either. (I borrow my mom's extra truck sometimes). If I close my Kohl's account and my Kroger's charge account, will it make it better?
what is the lowest possible credit score? and it be a negative number.? what is th perfect score? How are changes determined into a numerical value?
How can I Get a number to talk to someone regarding my credit score? Im not sure what my exact credit score but when I apply for loans they tell me I have a delinquency and I don't know what it is.
I change my social security number from my credit card is this going to affect my credit score? I just got a change of status so i also change my social security when i became a citizen i can change my name 1 time and changing my name also changing my ssn number i came here w/ a working permit and the ssn i use has expiration date
Is there any way to get my credit score without giving my credit card info or my social security number? Where would be the best place to go for a credit score...preferable free.
what is the best way to gain credit points on your score after paying off all you negative debt to zero balanc I want to know what the best way to get your credit score up is after paying off bad debt and a car loan to zero balance ? being that I have no bills and debt to pay anymore, what would be the best and fastest way to gain credit number to rise on my scores? would buying a car and getting a car loan help my credit score rise?
how dow i find my credit score with out having to enter my creit card number? i am trying to get my credit score but i cant seem to get it because i dont have a valid credit card and i really need my credit score.
credit score check???? i want to see what my credir score is, but i don't have a credit card at the moment, all the credit score places asks for a credit card number??? anybody have any websites where i can get a free credit report that doesn't require a credit number!!! please help!!
How can I raise my credit score? I have been on this up and down rollercoaster with my credit. Just at the beginning of the year my credit score was a little over 600, now it was ran a couple of weeks ago, and now the median score is a little over 550. I dont get it, I am on time with my payments, and I have not applied for any other credit cards or loans. I have signed up for a credit company that professionally disputes items on my credit report. Was that a good move? I also disputed items myself a couple of months ago, and SOME items were removed, but the score had not been updated yet, so how long does it take to update my score number. HELP! We are trying to buy a house in a year, and we will be making a lot of xtra income, is it better to pay off 1 of the 2 cars we have or is it better to save the money for a down payment. Oh another thing, we area single income family as I am a stay at home mom, and I intend to stay that way. So whats the best thing for me to do?
How can I obtain a free copy of my credit score? I would like an actual number and reasons behind my score.? Any help or suggestions will be greatly appreciated!
Credit score dispute question? I heard there was a way to dispute things on your credit report. First, tell me if I have grounds to do so. And if so, how do I do it. I have a sears card that had a balance that I knew the exact ammount by calling and asking. I transfered this to a different card in full. But apparently there were finance charges which hadn't been added yet, and they added them after, in the ammount of around $10. I then got reported as 30days late, and credit score dropped by almost 90 points on the 830 scale. I am willing to pay this, and I actually worked at sears and remember this happening to a customer, and one of our managers called some credit number and had it taken off the guys credit report.
What impact does closing credit cards have on your credit score? What impact does closing credit cards have on your credit score? I have a number of credits that I am not using. What impact if any would closing some of these accounts have on my credit score?
whats the best website to check credit score? i dont have a credit card to get my credit score? all the websites i have been on to ask for a credit card number to get the credit score. any free websites out there?
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would you give your credit card number out on the internet? We have never had a computer until last week. My daughter (28) went to a site to find out her credit card score. they named all 3 places that they check, experion etc, but thier name is credit card services and I'm scared maybe thier fake. She gave her number and they said her credit score is 726, yet she knew she has bad credit. What's up, is she scammed??
My credit score is only 530 [very poor],what number my credit score should be for it to be at least [fair]? And what should i do to boost my score up fast, less than 6 months
Is a credit score of 581 really bad? Just curious, I have no idea how this whole credit number thing works.
Where exactly can you check your credit score for FREE? All of the ligitimate sources I have looked at have a sign up scam running. You must sign up for credit protection plans or the like before you can get your free score. You must give them your credit card number for your free trial that by the way is difficult to get "unsubscribed" to. I thought the law said you could get a free credit score yearly. Where do I do this?
credit score? How can I find out what my actual credit SCORE is.. like the number. I have looked on various websites but I cant seem to find one that will give me a numeric score.
i have a credit card on my fathers account .is my credit score being affected since it is his account? the visa credit card is in my name, but the credit card number is the same as is my fathers credit card, when the statement comes in every month it is only in my fathers name. whether he pays it on time or not is it effecting my credit score or does it have no bearing on my credit history?
I would like to recieve a free credit score without a credit card.? i WOULD LIKE TO RECIEVE A FREE CREDIT SCORE , BUT IT ALWAYS ASKS ME FOR A CREDIT CARD NUMBER, I DONT HAVE ONE, IS THERE ANY WAY I CAN GET ONE WITHOUT A CREDIT CARD?
Please help me out with my credit score.? I want to find my credit score but everywhere I seem to be going towards the end it's always a catch and they ask for my credit card number. My sister said their was one but she doesn't know what it's called.. Does anyone know where I can find out my credit score FOR FREE on the internet NOO COST!!!!! Last time I put this answer in people were like: "Yeah and you only have to pay $5.00" THATS NOT FREE! =) THANKS IN ADVANCE!!
A Credit Score / Immigration Question? My wife is coming to the USA from Canada in the next 5-6 Months and I was wondering if when she gets here and gets herself a new SS Number, will her Credit Score that exists in Canada become linked to the new SS number or will she be in essence a "Blank Slate". I just was wondering how it would work for American Credit Bureaus if anyone might know.
Has anyone experienced a drop in credit score from Lending Tree? Just recently, I just went to lendingtree for a prequalifcation for a home mortgage. It was free, didn't give my social, but did allow up to 5 lenders to check my credit score. I pressed "submit", but then had that bad feeling in my stomach, and started doing more research. I'm now concerned from reading what a few people have been saying on websites such as ripoffreport.com, that lendingtree sells credit information to numerous lenders, ruining their credit scores. I'm not even ready to apply for a loan, I just wanted to know what I can afford before even shopping for a home! I now basically feel duped, and now these lenders are going to harass me, pull my credit an untold number of times, ruin my score, and ruin my chances of getting a loan! Has anyone had this experience with Lendingtree?
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