What Is A Good Credit Score Rating Knowledge Base
What is a good credit rating score with Dun and Bradstreet? Is a 3A1 good?
Does closing a checking account (in good standing) affect my credit score or rating? I have a standard checking account at National City (a major banking chain). The account is in good standing and I would be clsoing it voluntarily. I know closing credit cards affects credit, but does closing a bank account?
Credit rating/score? Who knows how you can find out you credit rating/score and what it should be if its ok/good before you apply for a loan and get turned down
Credit Rating Score? Does anyone know any telephone numbers I can call to get my credit rating score? I ordered one through the mail and it didn't say my score on it...I live in the toronto area...any help would be greatly appreciated
What is the credit score rating system and explanations? The credit reports/scores have a point system and abriviations like EFX Beacon 5.0, XPN FICO-II and TUC FICO Classic.Is there a giude or a publication that provides all the details as to how the system works,the credit score system and what are the methodology for correction of mistakes/incorrect/ time expired entries on record of the three Bueau.
What is the best way to get your credit score rating up? I went into my bank to get an upgrade of my card. They checked me out on their system then told me my score was a little too low and i could not have the card. Fair enough, but when i asked what my score was and how to make it good enough to qualify for the card they wouldn't tell me. why not?
How does the uk credit rating/score work? do they go by your address? if i have a few credit cards but yet have a bad credit rating, if i apply for another credit card or loan but using my 2nd home will i still be declined or will my credit be soo called clean and i will be accepted? please help i am in desprite need for money to pay my bills off.
what is a good credit rating? Where can I find online information on credit rating scores so I can see if mine is good or not?
how do i raise my credit rating score, if i cant get a credit card? im looking to buy a house in 12mths or so, but need to raise my credit rating to obtain a mortgage. i tried to get a credit card to help me do this, but was refused. what can i do?
If you have received a credit card, but never activated it, does it go against your credit rating score? Also, if you do have a card that's activated but don't use it much, will that also go against your credit rating? ($500 limit)
what is the highest credit score rating possible? i have been told that high nine hundred are possible
Why Did My Credit Rating Score Go Up After Identity Theft ??? My Credit Was So Bad They Would Question My Cash !!!
Where can I get a free FICO score, credit rating and credit report? I am looking to get my report and scores, but isnt there a place where you can sign up for a free liting and NOT have to pay for anything else or sign up for any programs?
My credit card bill was a few days late this month. Will this affect my credit rating/score? I've heard somewhere that the bill must be 30 days late to matter. Also, does it matter that the credit card is through my bank?
i have a credit rating of 670. is that good enough of a score to get an sba loan for over a million dollars? i want to purchase a hotel, and i have the down payement of 10 percent. is my credit scor of 670 good enough for an amount that big. or am i just wasting my time. also does the sba look at my personal credit report to determine wheather i recieve a loan
Why have I been turned down for a credit card when my credit rating is so good? I have no negative credit history, a credit rating of 899 out of 1000 which I am told is very good. Yet American Express have turned my credit card application down. They say this is a result of my personal income (which is over the national average) combined with my credit score. It makes no sense. Can anyone enlighten me? I have no negative credit history, a credit rating of 899 out of 1000 which I am told is very good. I have no debt, except my old student loan for which I have never made a late payment. Yet American Express have turned my credit card application down. They say this is a result of my personal income (which is over the national average) combined with my credit score. It makes no sense. Can anyone enlighten me?
Can cosigning for friends college loan impact personal credit rating or score? I am trying to buy a house however my friend needs me to sponsor her college loan. If I signup to be her cosigner, would that directly or indirectly impact my creadit rating or score? I would like to help my friends but afraid of not qualifing for home loan or better interest rate
Does opening a credit card account in the name of my company affect my personal credit rating (FICO score)? I am considering opening a business line of credit with a major credit card company but I am not sure if it will adversly affect my personal credit rating (which is excellent).
A good and efficient way to raise your credit score? I am looking to raise my score, which is now, consequently, not as high as I'd like it to be (its in the low 6's) I have already checked out a site called prosper.com to try and find a personal loan financer, but I figured out the game pretty quick: if you have below a certain credit rating it does not matter how much interest you are willing to pay, no one will touch you. So, I was wondering if there was anything else (besides paying my bills on time, which I have begun to do religiously) that would help to raise my score?
I am trying to refinance my car who will finance at a good rate w/ a credit score of 570? I have a auto loan with HSBC Auto Finance and would like to refinance it. Are there any lenders who will finance at a good rate for a credit score of about 575. My current rate is at 16%
Has anyone seen a credit rating/report/score commercial? I've seen it on TV once in a while but I don't remember what company it was for. (It said it would give you your credit report for free.) Has anyone seen something like that and, if so, what company was it?
my credit score is 501 and i want to improve my credit rating? I have a charge off of about $7300 and disputing another credit card over $1000. my credit history has peaks and valleys how do i repair my credit to get myself in a 100% financed home loan. I am self employed and my paycheck varies
debt consolidated but credit score worsen..what to do? This all started 3/2006,I decided to consolidate three bills into one because of interest rate...my credit score went from 600-500 many calls have been made to correct this problem but its on going...Need some sound advice...Thank you
Can I get a good mortgage rate with a credit score of 631? My score took a hit from one account in collections that is now paid off, so I'm sure my score will go back up at least a little bit before long. It was just a misunderstanding and I am otherwise pefect in my payment history with other accounts. I had a score in the low 700's before that. Is 631 good enough to qualify for a good mortgage, or should I just keep renting until my credit recovers?
Is this a good credit score? My credit rating is 710. Is this good?
Credit Rating Scoring? My credit rating is 814. I am one of those people who has never had any problem. I pay my credit cards bill in full (I have never paid one cent in interest or late payments), paid my 30 yr mortgage off in 15 years and am perfect in all payments. (I'm in my 60's) My question is why is my score only 814? What would it take to get it to the top of 850? Thank you. I'm not complaining, just wondering how credit scores are arrived at. Thanks for your answers.
i checked my credit rating on the internet and its BAD how often does your credit score change? is it true it changes every 3 month
I have a low credit rating+would like to get a catalogue, anyone know of one that accepts a low credit score? Im in the UK
I have a low credit rating+would like to get a catalogue, anyone know of one that accepts a low credit score? Im in the UK
I have a good credit score (911). I want to add my son to my checking acct. He has not so good credit.? How will this affect my credit rating?
New Credit scoring rating? I read on Yahoo Finance the Credit scoring system is changing. Can anyone please give more detailed explanation?
Will a paid in full Car Loan Help My Credit Score or do nothing for it?? I have 2 paid in full car loans on my credit. I havent checked my credit lately. I was wondering if it would help my credit score rating go up or does it not effect it at all??
My credit score is 649 I have D rating on transunion, I need advice? I found out that something on my credit report was not mine, it was my mothers (we have the same name) I got it taken care of. I had applied for a car loan and my interest rate was 18.9% the lowest. At the time of applying I didn't know that this was on my credit. First question, will my credit score go up? WHen will that take place? If I applied for a car loan sa? in March or april do you think my interest rate will go down? What advice would you give in tips on getting a car??
Is your credit score lowered when you cancel a credit card? My daughter is in college and opened a low interest Citibank VISA for college students not realizing that the interest rate went up very high after 6 months. We are making more than minimum payments however I was wondering if we closed the account and contine to make the payments would this damage or lower her credit rating or credit score without the account being paid off prior to closing it?
I am thinking about buying a New Car but my credit score isnt that good what is the best Interest rate ? ok I am thinking about buying a new truck and trading in my old car my old car I owe just about what i can trade it in for so thats a wash... I was wondering what kinda interest rate everyone thinks I could get and the amount I can finance my credit score is in the 630 range. I have no lates just little high dept to income ratio because I make most money in overtime. so what do you think? I am looking to get a 07+ Toyota Tacoma asking price is 32k
Credit score difference...will I get a good rate??? Experian score---725 TransUnion---671 Equifax---690 Why are my scores so different? Also, what rates do banks usually look at and what score will i need to get the rates published by mu bank?
How good of a mortgage rate can someone get for having an excellent credit score? Over 800? I recently got a quote for a 30 yr. fixed rate mortgage of 6.75% and was wondering if that was a good rate considering I have an excellent credit score. I simply thought it would have been lower, and did not know if it were negotiable.
To whom does one go to in India for an Individual Credit rating like the fico score of US of A? to help get a higher home loan or better credit terms or lower rate of interest. any organisation / agency or govt department etc
How can I find my past credit rating, not just my current score? Will the credit rating companies show my past credit ratings? Like 6 months ago or 1 year ago?
What all is effected by your credit score? I am trying to persuade my hubby to take back and sell a car he cosigned for his brother who is not making payments and is paying late. I realize this hurts our credit scores. I know it can effect our car insurance rates, credit card rates, could result in us not being able to get loans in the future. What else? Thank you for your help! ps I know never to cosign and I tried to warn my hubby before he did, so spare me the never cosign advice.
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What type of credit score is needed for a good intrest rate for an auto loan? 650, 720? What if you have three different credit scores from experian, transunion and the other one. Which score will finance companies look at for auto loans?
What %rate can I expect on a new car. I have a no credit score(no debt)and I am using a co-sign with good cred I am over 25yrs old.
How to improve credit rating (FICO or similar scores) if i had defaulted a credit card in the past? I was offered a student card from citibank, around 4 years back. I was careless, the card maxed out. I ran out of money to pay off the accumulated debit and thus, defaulted. It was a small credit limit of 12k rupees ($300 I suppose). I never paid nor applied for any more cards later. I don't want a bad credit-score, and will need one or two credit cards someday: atleast for online transactions. So, what do i do? paying the bank now, will it help?
How can I find a list of good credit cards including their credit score requirements? I want to find a good credit card with a 0% introductory rate, a low interest rate after the introductory period, and great customer support. I don't want to apply to too many banks because that in itself can affect credit scores; I'd like to know beforehand what their credit score requirements are - but that seems to be hard information to find. Thank you for any suggestions!
building credit rating with bank acc? I am 18 & I want to build a credit rating 4 a mortgage. I am a student and am not working. I have a full bank acc with an overdraft facility but I never go into the red, is this helping my credit score? Can I improve my rating any other way without a credit card?
How to build or repair credit score? I'm 19 and sort of have bad credit already b/c when I tried to get an apartment for college I was rejected so instead had to get one in my parents' name. Sometimes I would pay payments early, but other times I would just totally forget about it and not pay and then I be charged interest..this has been going off and on. So, I have a few questions.. -In order to build my credit score, is it possible to just withdraw less than 30% or so from my credit line from the ATM then when it gets near the payment due date I can just pay off that entire withdrawal amount then repeat? -How long does it take to repair bad credit?....like years? Would I have to pay off credit card payments consistently for many years in order to repair my credit rating? -What's the fastest and most efficient way to repair/build credit?...And how long would it take?...Would cutting my credit card up right now and just stop using it until I graduate from college and get a job repair and/or build my credit? THanks!
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