
Credit Report Knowledge Base
Credit Report? I am trying to find a free credit report that is FREE!!!!!!!!!!!!!! I have no credit card so is there anyway to get a free report without paying? I know even though it`s says free it`s not FREE!!!!! I am sick of being asked for a credit card number my god isn`t anything FREE!!!! Pretty soon they will start charging you for the air you breath. I need a credit report now can`t get credit anywhere cant even buy a stick of gum on credit.
Credit Report? Can anyone tell me how I can get my credit report online WITHOUT putting a credit card online. FREE CREDIT REPORT.com does not give you your report for free. They want a credit card.
credit report? my credit score and credit is in the trash and i mean trash! my score is a 525!! i want to get it cleaned up but ive been doing some reasearch and ive read that paying off debts on your report can sometimes be a bad idea and you should let them fall off after 10 years..is this true? i dont see how.. i have 2 charge off's as well. can i call the creditors and maybe work something out where i pay the full ammount and can get them removed? also how do i get a hold of the creditors on my report to send them money.my report show roughly 6 grand i owe so i want to get this done asap..most are med bills and 2 or 3 credit cards but they are charge off's!! i screwed up bad but i want to fix it and i need my score to raise too....any help??
credit report? Does anyone know of a site where I can get my credit report or credit score for free without having to have a credit card? Free credit report.com wants a credit card number and I don't have one.
Credit Report? I am looking for a free credit report online. Every site that I have been on cost money. Are there any free sites for credit reports that I can get on where if it says free it will not cost me? Where would a person go to get a copy of their credit report if they do not have a computer?
Credit Report? I was wondering how can I get a free crdit report. I go online and they want to charge you. I wan a free one. I dont have any creit cards and I need to check out my credit. Can someone tell me a web site that give free credit reports. Also how can I fix my credit? I have stuff on there thats been paid, how can I get those off and the ones when people or companies check your credit. In my old one I dont know have them companies that checked my credit. Please let me know
credit report? recently my husband and i pulled up our credits before (which he had never done before) we discovered that he owes 8,000 to some creditors when i called the company to find out what he owed they said it was a credit card openend in may of 2000 i said it was not him he knew nothing about it then when they looked further they said it probably was his mom who opened this credit card made payments for two years then stopped but must have had him down for like a co-signer or something like that. My question is how can we get these creditors off my husbands credit report if his mom is willing to take all the blame herself and admits it was here that opened the account not her son. My husband had no knowledge if this credit card and his mother admits it was all her doing and she doesn't even remember having my husband down as a co-signer. He was deployed when this credit card was first opened. Is there anything we can do besides getting his mom in trouble? she wouldn't do this dilebrately
credit report? i had my 3 credit cards for less then 6 months i dont charge over 40% of my credit limit and pay off my bills 100% on time would anything be one my credit report right now? (also someone told me that even if you charge $1 on capitalone it shows up bad on your credit report i dont think thats true but is it?)
credit Report? OK, I've never really understood the whole credit thing. And i dont know if i have bad credit or no credit...but, i can't seem to get a credit card from anywhere to even build credit? Where is the best place to check out my credit report safelly and help me understand in laymex trems about everything?
credit report? How many years back do the 3 credit reporting agency's go back in your credit history in calculating credit scores? For example if a credit card from 11 years ago is still listed on my equifax report today can I ask it to be removed given it is greater than 10 years ago?
credit report? how long after you pay off something that was on your credit report does it go off your credit? also when you have a car loan on your credit report and you get finished paying it off and have no late payment how much will you credit score go up and how soon?
Credit report? How can you check your credit report if you dont have a credit card for online services and how much will it cost? what is the best way to get your credit report and score?
Credit Report.? How long do bad things stay on your credit report? And how does them not being on your credit report effect the credit score?
credit report? i need help 8 years ago my boyfrinds mother got a computer on finance in his name now he did sign for it but on the trems his mother paid back the loan she had bad credit and they wouldnt give it to her but beening his mother he trusted her and she did pay for it but not every mounth i sent for his credit report latley and there missed payments ,in arrers theres a w which means written off we never got any staments because he had moved in with me and the bank statments were going to hie mothers the thing is we now want to get a 100% mortgage and we cant get one i want to know is there any way of getting it removed i live in ireland i thught bad credit can only stay a number of years on your report sorry about the bad spelling the loan is paid off it has a w=element written off it says the balance is o.oo
Credit Report? I was recently denied a credit card. The letter they sent had three reporting companies. Under reasons for denial they listed... "Based on the credit report from _____ for *me*, credit bureau information is missing or unavailable" it said this three times - one for each company. What does this mean?
Credit Report? I have a bunch of negative items on my credit report, they are from when I was going through my divorce and it was eat or pay bills. If I pay these balances off will they be removed from my credit report or will they remain and just show paid? If they remain should I just leave them on my report and how long will they remain? Please help
credit report? what website do I go to for my credit report and not one of those credit report sites where I have to put in my credit card #, because I do not have one
credit report? ok, hello again.. so i tried getting my free credit report but..this is the thing i had gotten one from all 3 agency and they only allow u to do it once a year..so i'm not entittle to to another free credit report..does any1 know of another site that will give u a free credit reort totally free..?
credit report? I recently viewed my credit report and my credit sucks as low as 570 from one and as high as 610 with another, I am trying to buy a home but cant seem to get the higher one used. how can I manange this, how can I get all of them to read the same way, and how can I make my score higher quickly, the three places Ive used to look for new hom financeing have all pulled my credit and from my understandin thats like a negative point each time one does that, now I am affraid to use another company unless I can get my score higher, Is there a legal way to do this or get a new credit file.
Credit report? For how many years does a bad credit account stay on a persons credit report under current laws? This is not for my credit. Just a general question.
Credit Report? If somthing you bought and pay for monthly ie phone bill, and its not on your credit report, if you miss payments does this mean it wont effect your credit report?
Credit Report? Im reviewing my credit report and on the TansUnion one i have a past due balance for a MRI i recieved years ago (prob 10 years ago). The Account Status says: Collection, and it doesn't show up in the 30/60/90 days past due. Is this hurting my credit? Will paying it help my credit score?
credit report? Are the major credit reporting agencies required to give you a credit report for free every year by law?
Credit Report? Is there any way i can order my credit report by mail? And if so, who did i write to send for it? I have poor credit and im wanting to pay off my debts, i have viewed a brief report online but it does not list all my debts.. i need to find out the creditors number and address..??
Credit Report? I am looking at my husband's credit report and there are a few accounts in the negative section, but most of them are closed. Do these closed accounts still affect his credit, or does he still need to pay them off to get them completely off his report? Are they only their for history purposes?
credit report? I am trying to pay off all debts on my credit. Where can I get a report showing the bad debts on my credit and the numbers and\or addresses to pay them off. I have found a million sites that offer this but all make you start a trial of something. I dont want a trial of anything. I would just like to pay for the report and be done with it. Anyone know where I can get this?
Credit report? On my credit report it says that your spouses name is suppose to be there years ago it was on mine but not now,is that a sign of great things lost?Or do they not put those on your credit report anymore? In other words been trying to figure out if the divorce happened or not.
credit report? I lost my wallet with credit cards a year or so ago. I cancelled all my cards and was also informed by my cc company to call equifax and report it will them. I wish I never did this. I found my wallet in my work vehicle a few days later and informed equifax. I requested them to remove the flag they put on when I reported to them. It is still on there and I have to try to get it removed again I actually had an arguement with a person from TransUnion today as they told me that this does not affect me at all. to that I say bllsh#t I pay all my bills on time. I even got stiff by my ex and have to pay 225 every 2 weeks on loan and pay it all the time. I only make around 850 every 2 week so I know my credit is not a ptoblem Anybody going though similiar problems.
Credit Report??? Should I order my credit report after all my debts are current (which will be in 3 months) or just order it now? I have been paying my debt and just want to make sure everything is reported correctly. I have a collections that has been paid in full and intend on making 2 credit cards current. Should I order now when everyhting is past due or when everythings current? I just want to verify that my records and the creditors records are matching up.
Credit report? I just ran my credit report and there are several hits on it to say the least. Is it better to call the collection agencies directly and work out payment arraignments or should I call the credit consolidator people. And what is the best credit consolidator co to call?
Credit report? Where can I get a truly free credit report? I don't anyone to sell me something, I don't want to take a quiz, I just want a free credit report.
Credit Report??? I have some Dr. bills on my credit report the Dr. office says it was because the insurance denied the claim and I need to pay them. I called the insurance company and they told me they did pay them and gave me the dates they were paid but the drs. office will not take them off my credit report and are giving me such a hassle about this. I dont know what to do can anyone help me is this insurance fraud and can I sue them if they dont remove them?
Credit Report ? Is there any disadvantage of checking your credit report ? Will this info be visible to banks that you requested your credit report ?
credit report? Where can i get my free credit report without any obligations or costs and completely secure. Or which would be a nice but cheaper credit report website.
credit report? anyone know where i can pull my credit report for all 3 credit agencies? i am looking into purchasing a home and i want to look at my reports before the banks do. thanks!
credit report? I just got my credit report. My credit score was like 508 and I'm 22. I've known I had bad credit for a while, but I didn't realize it was that bad. How can I get back on track? How will this effect me getting an apartment and jobs? I think part of the problem is that I have two negatives things on my report. The thing is I'm relatively new to credit, and as soon as I got credit things took a turn for the worst. There are people with good credit that I'm getting an apartment with, so I'm not greatly concerned. I just want to get it fixed.
credit report ???!!!? i just recently got my credit report from equifax......i noticed that on some of my bad standing accounts under account status it says "check off "....it says that i still owe a balance but it says that it is a closed account....and under COMMENTS: it says "checked off account, closed by credit grantor"..anyone knows what this means? should i pay it off or what? any helpful info will be much appreciated..thanks!
credit report? I got a free report already, but I want to know how to be able to get my credit report on -line and being able to read it in front of me while I am on line, I do not want to have to pay a fee.
credit report? why on my 3in1 credit report i have 3 different credit scores. they average to 635 but they are so different. does anyone know what that means. how will that effect me bying or leasing a truck. thanks for your help.
Credit Report? I was wondering if any one knew a good place to get a free credit report that is actually free, I have found alot that say they are free but you still have to enter your credit card info.
Credit Report? I was sued by one of the credit and collection agency. I decided to fight it and agency put the request for dismissal,. What should be my next step, how do I get it off my credit report.
credit report?? I just got my credit report for the first time and there was a lot of stuff on there that doesn't make any sense! Banks i've never banked with and address i've never lived at.even an employer i've never worked for! .is this usual and is there any kind of agebcy that can go over my report with me and help me dispute the innacuracy's. what kind of agency does this??
Credit Report? After you pay off something on your credit report how long does it take it to Zero out? And is there a law that states a max time for the crediter to report a payment? Live in W.v
credit report? Is there a website where i can get an absolutely, 100% free credit report? thatz actually real? like you used it. id like 2 know what my credit score is. thnx! 1 where i can get the report online? i tried annualcreditreport.com and i have 2 mail info and a payment.
credit report? Does anyone know how I can get a credit report? I refinanced & know I want to get another report. I called the agency and said i'm willing to pay for it and they were suppose to send me a form but that was a month or longer.
credit report!!? Anyone know a LEGIT website were I can get my credit report. Thanks ( Also, whats a good credit score?? bad??)
credit report? I just found out I have a collection on my credit report for $69. I have no idea what it is or anything. I have to wait til tomorrow and call them before noon. What would happen if I paid that? Will it lower my credit score or will it go up a little?
Credit Report? I need to pay all the debt off of my credit report. Is there any certain way to go about it, other than to just go to the businesses and pay it?? And after its all paid off, how long will it take for my credit to be fixed??? It's all medical bills if that helps at all....Thanks :)
Credit Report? I wanna get my credit report, but are worried about doing this online. What if somebody can log into my network or so.... Can I get my credit record from a local bank? or Get it mailed to my physical address? Thanks.
credit report? where can i get my credit report and score free w/o having to give card info.? i don't have a credit/debit card.
Credit Report? Does anyone know where i can get a copy of my credit report, without having a credit card.
Credit Report? Please where can i find a site where I can get my credit report score without having to give my credit card imformation. I don't feel comfortable doing so.
credit report? i recentley received my credit report but, some of the things that are on there i'm not sure about.. how do I find out what these items are?? also how do I go about paying them off, there is no addresses or phone numbers to these companies?? thanks!!
credit report? what does DEROGATORY mean when it is on credit report under condition part?
Credit report? I heard that we can get a free credit report every year. Is it true? If so, how can we get it ? Thanks Speaking of www.freecredit.com, they said they offer free credit for first-time customer for 30 days. Do I have to cancel the service before 30 days if I want to quit? Do you have any experience ? Thanks
Credit Report? How long does a company have to update my credit report?
Credit Report? Is there a website or a place I can call to get a **FREE** Credit Report?
Credit Report??? Recently my credit score drop from good to fair and i saw on my credit report i had $440 debt on collections that i never know about. How do i fix my credit score back since that $440 debt it was'nt mine and i didn't know anything about that debt. who should i contact ? help plss. do i have to contact 3 bureau credit reports company or just 1 of them is enough to filed a dispute negative items. appreciated your info and thanks .
Credit Report.? Does any one know how I can get phones numbers from different places that are on my credit report? Places that I owe money to like ,,,AMORINC,CRDTRS ALLNC,MHFS,STATE COLLS and PINNACLE FIN? Thanks Lorry These are old bills Really old 1980's
Credit report? Do you think agencies are going to far, and wanting to pull your credit report for everything?
Credit report? hello people, I'm planning to pay off all my redit cards (about 5), all have exceded the amout approved, anyway how long will it take to clear off from my credit report when i pay it off within 2 months. I'm planning to buy a town home by december.
credit report? is there anyway that i can put a restriction where ppl won't be able to run credit report on me? i gave out my social security number already. thanks
credit report? for renting an apartment i need a credit report. i have never done this. what is the best place to get a free one?
Credit report? Does anybody know if it is possible to remove bankruptcies and other negative items off of a credit report and if so how is it done?
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