Average Credit Score Knowledge Base
What is the average credit score? Anyone know the ranking of credit scores? like 700 = perfect so in this order what would be a score for 600, 500, and 400? and what is the average credit score?
Whats the credit score average in the US? I heard it was 648 but that seems really low to me. I know my hubby's is 629 and we just started to build credit. He never had bad credit just no credit which is just as bad as having bad credit. We have no credit cards but have built it up in the last 6 months with financing our furniture. It has gone from a 580 to a 629 in that amount of time. Does ayone know the average score and how much longer will it take to get it to around 700?
Can i buy a $150,000 home with $10,000 downpayment and an average credit score? I live currently on long island and the living cost here is just way too expensive i will never be able to afford buying my own house here. Where as i used to live outside of Houston, TX and with 150k you can easily get a very nice house thats less than 20 years old. so what am i looking at here? suppose i have 10k for downpayment... thanks!
My "below average" credit score kept me from getting the car in my budget... Now what? Is this it? Will I get the same answer at other dealerships? Should I go with a less expensive vehicle? Give a bigger deposit? Co signer is out of the question (don't want one don't have one). I'm staying below 15,000 and putting up an average deposit. The sales man said to take the deal in 6 months and refinance it once my score is higher. Is this real information? Or should I just keep looking?
What is the average FICO credit score? Please provide your source. By "source," I meant somebody with first-hand knowledge or an authority, not e-zine article authors. Anybody can write one of those stories and get published on the Wild Wild Web.
How will marriage affect my credit score? Do our scores "average" or do we both take the lower score? We're getting married in the near future. We both own homes and work full time, but my income and credit scores are better than his. Should I buy our house before we get married and keep our finances totally separate? Will that protect my excellent credit rating? Or will my rating drop to his level once we're married no matter what? (I live in a marital property state.) What's better, qualifying for a mortgage alone on my income and credit rating, or waiting until we're married with our joint income but a combination of our credit ratings? How do banks approach these situations? Thanks!
is 635 an average credit score? I am trying to rent an apartment and based from fico my credit score right now is 635, is anybody can tell me if I will be approve on my score?
What is the average credit score? I am just curious. My husband and I have scores at about 720. We are told that this is really good (espcially for our age, 23). Anyhow, I am curious how that really measures up to others. Like how many (percent wise) have a score less then that and how many above it. Just want to know if it is as good as it sounds or we are happy over nothing. Thanks
What is an average interest rate on a car loan for someone with a credit score of 745? My credit score last I looked was close to 750. I'm about to pay off a couple of loans I have in the next few months so that should bump it up a little more I'm hoping. I'm interested in purchasing a new vehicle. Vehicle price is about 21K and I plan on putting 10K down. I'm looking at financing anywhere from 3-4 years. Can anyone tell me an average rate someone with my credit score putting that amount down should expect in an interest rate. Thanks
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