
Credit Repair Companies Knowledge Base
Credit Repair...? Has anyone used one of these credit repair companies? Any good experiences, and why? Bad experiences, and why? Companies you'd suggest to go to, and why? Companies you'd suggest to stay away from, and why? Thanks. Please also let me know specifically what your results were using who ever you used.
Credit Repair? Do credit repair companies really work. has anyone had sucess with them.. improving credit by say 100 points or more? anyone have any solid information thanks for the info..but im looking for someone that has actually used one of these oompanies..1st hand knowledge
credit repair companies - deal or dud? My husband and I are considering having a credit repair company clean up our credit. I have been working in this myself for about a yr and have increased our score by 50-60 points for each of us. The problem is there are certain things that just won't come off. Yes, the bad debt is legit from being young and dumb - but that a whole different topic in itself. I am told there are companies that can actually go in and change your credit report? How reliable is this info? Have you ever used one? Is it worth the cost? Any ideas?
Credit repair companies? does anyone have any facts on these credit repair companies?can they really help to build your score legally?I filed bankruptcy in 2003 and need help getting some items off and build my score.
Credit repair companies? does anyone have any facts on these credit repair companies?can they really help to build your score legally?I filed bankruptcy in 2003 and need help getting some items off and build my score.
Any good credit repair companies in the bay area? I've been trying to improve my credit score, I need to get a loan, and I've heard that the "rapid rescore" thing they offer is basically just disputing a bunch of entries at once, so they can approve you while the entries aren't listed, and afterwards they just come back verified and it's even worse than before. I tried disputing a few things myself, one wasn't even in my name, but it came back verified anyway O_o. I've seen plenty of advertisements for credit repair companies, but I've also heard plenty of horror stories about em (I work at a bank, go figure -_-). Does anyone have any past experience with companies around the bay area?
Credit repair Companies? What can I do to repair my credit just like a credit repair company would do? I would like to know how to take negatives off of my account etc. What are the steps? I'm interested in repairing my debt muself.
Are credit repair companies legit and do they really help? I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam?
How much do Credit Repair companies charge? Any idea how much it costs to have a credit repair company try and fix your credit report I know that credit repair is mostly a scam, but I'm curious about the actual amount
Please help. I am hoping someone can advice me on some good credit repair companies/attorneys.? I have just returned to the country after working overseas and gotten my credit report. It is awful. There are mistakes and perhaps a few things that are correct. All were based on emergency surgery I had with no health insurance. My story may be worse than some and better than others. Regardless, I need help getting it corrected. I know that there are many companies out there, some that are good and some that are not. I am hoping there are some individuals who can guide me towards the good ones. Any advice would be greatly appreciated. Thanks in advance.
credit repair? Do companies offering credit repair for a continuing monthly payment actually work?
Legitimate credit repair company? I'm looking for any referrals to a good credit repair company or attorney. I understand that they cannot legally do anything that I can't do and there is no guarantee that my score will improve - that I will basically just be paying for their services. Also, many of them are considered scams, etc. So, I would like to know if anyone has personally experienced help from one of these companies in credit repair.
What experience(s) has anyone had when using a credit repair/restoration company? I am conducting research on credit restoration/repair companies and scam artists. Anyone who reads my posts knows that I am a proponent of credit restoration. And I support using the three legitimate credit restoration companies in the US. But I would like to hear of any experiences people have had with others. I do not want to hear about Lexington Law. I already have mountains of data on them, and not much of it good. I want to hear about all the others out there. Let me know who you used and what the results were. People who only want to post that credit repair is a scam, please do waste my time with your uneducated claptrap, I want legitimate answers only please.
What experience(s) has anyone had when using a credit repair/restoration company? I am conducting research on credit restoration/repair companies and scam artists. Anyone who reads my posts knows that I am a proponent of credit restoration. And I support using the three legitimate credit restoration companies in the US. But I would like to hear of any experiences people have had with others. I do not want to hear about Lexington Law. I already have mountains of data on them, and not much of it good. I want to hear about all the others out there. Let me know who you used and what the results were. People who only want to post that credit repair is a scam, please do waste my time with your uneducated claptrap, I want legitimate answers only please. Thank you for your answer, Rose. I appreciate you taking the time to answer my question. Lydia, I am in agreement with most of your answer, but I was just wondering what question are you answering? You posted it in the wrong place. Your answer has nothing to do with my question.
has anybody ever used a credit repair company? In particular a company called credit for all or any other repair company.They say they can remove bad credit from your file mainly because most of the finance companys dont keep great records thus unable to provide proof so you can get items removed.
Has anyone used a Credit Repair/Restoration Company? I was referred to a Credit Restoration Company and they sounded pretty honest. However, I wanted to know if anyone else has had any experience with a Credit Repair Company or any advice on finding the best one. What kind of results did you get? Were they permanent? I know self credit repair is the best however I don't have the time or know much about the whole Credit/Credit Bureau process or Laws.
credit repair company? has anyone heard of a credit repair company called third eye inc thanks np i tried third eye last month i just wanted to know if anyone has every used them before. i have had a lot of items deleted off of my credit report
has anybody ever used a credit repair company? In particular a company called credit for all or any other repair company.They say they can remove bad credit from your file mainly because most of the finance companys dont keep great records thus unable to provide proof so you can get items removed.
Anyone ever use a credit repair company? Did you use creditrepairtoday.com or any other credit repair company? What was your experience? Was it worth it? we have filed b/k and want to raise our scores for a mortgage we have no debt now except for our car loans which are in good standing
credit repair companies - deal or dud? My husband and I are considering having a credit repair company clean up our credit. I have been working in this myself for about a yr and have increased our score by 50-60 points for each of us. The problem is there are certain things that just won't come off. Yes, the bad debt is legit from being young and dumb - but that a whole different topic in itself. I am told there are companies that can actually go in and change your credit report?
Credit repair Companies? What can I do to repair my credit just like a credit repair company would do? I would like to know how to take negatives off of my account etc. What are the steps? I'm interested in repairing my debt muself.
Are credit repair companies legit and do they really help? I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam?
credit repair? Do companies offering credit repair for a continuing monthly payment actually work?
Has anyone used a Credit Repair/Restoration Company? I was referred to a Credit Restoration Company and they sounded pretty honest. However, I wanted to know if anyone else has had any experience with a Credit Repair Company or any advice on finding the best one. What kind of results did you get? Were they permanent?
I read online all the time about companies that repair your credit report, can that really be done? I get emails and read online about companies, like Lexington.com, that claim they can repair your credit report, "permanently remove negative items off your credit report". Of course, they charge a 99.00 start up fee, and then 79.00 a month. Considering a credit report can stop you from getting a loan, stop you from getting credit of any kind, it can stop you from getting a job. I wonder if anyone here on Yahoo Answers has tried this and if it really works? Thanks in advance for all your answers
Do credit repair Co. really repair you credit by improving your credit score? I was wondering if anyone who has been to these credit repair companies? If so, do they really repair your credit? Bye how much? How much did it cost? How long was the process? What's the company name you went to? Would you recommend it to others? What other advice do you have for others that want to improve there credit score? or What to look for?
Credit Repair? I had a credit card go into collections 18 months ago. I settled for payment less than full with the condition that It would be considered on my credit report as Closed Paid in Full. However on my report it states "Charge -OFF - Settled less than full. I have since contact the credit card company and received a letter that the accounts were closed and paid in full. How do I go about getting my credit report updated to raise my score? Also my current Score is a 670. What should my score raise to?
Is Credit Repair really effective and how much would you pay for it if it is? A good credit report is very important for living a comfortable life of financial freedom but it's difficult to recover fom a bad credit report once you've made a few mistakes. Credit repair companies can be helpful, especially if you allow some time for your file to be worked on before you need it completely done.
My credit report is outdated reflecting a negative score. Are there any companies to hire to help correct? I have a (really) bad credit score. I earned it in the late 90s (right after graduating college '97 - '99). Seven years have gone by but nothing has dropped off. I realize I need to start writing all the letters to the credit reporting agencies and get it updated and accurate. But I wanted to see if there were any companies out there that would write the letters and "fight the battle" to get my credit report updated and corrected. The normal credit repair companies are not really helpful as I am looking to have outdated items removed versus consolidation or payoffs. Any advice? Thank you!!
How can I succesfully repair my own credit ? Do credit repair companies work? I want to build or buy a house for my family .This is no joke , I have seven kids . So it's very important that I get a good P.M.I. and a good interest rate or I'll never be able to afford it. I make about 60k a year , but one of kids had to have 5 brain surgeries right after she was born and this ruined my wife and my credit . Any suggestions would be appreciated. Please , serious stuff only.
I need to rent an apartment a.s.a.p.,I have bad credit,& I have contacted credit repair agencies.? First of all,does credit repair work?(If only long enough for me to get a place,that's o.k.) And will it help me get an apartment by Oct.I don't have the time or patience to do the credit repair myself w/ the companies.I have an appointment w/ a company on friday & am afraid to get scammed.What are the red flags that the credit repair company is a scam? Can someone in another state co-sign an apartment for me?
Has anyone used a legit credit repair company? I have tried to dispute items on my credit report and haven’t had much luck. I have late payments, bad debts, and I have no good credit. Please give me links so I can research the different companies and make a educated decision. Also your experience with the company would be helpful. Thanks so much!
Powered by Yahoo! Answers