Good Credit? What score is considered to be good, and when a company checks your credit score, do they check all of the credit reporting agencies and then take an average of the score or do they typically just pick one? oh really, i'm goina die? are you going to make that happen, please try...

good credit? I was wondering what is considered a good credit score? I checked mine, and it seems pretty high, but I need a personal loan for 3000, so that I can move accross the country... I work as a Student Loan Specialist, answering questions and what not, but we're still not trained on what is considered a "good" credit score... does anyone know the ranges on them? any help would be great, thanks.

Credit score at freecreditreport.com is 717 Bad or good? I had a credit score of 717 on freecreditreport.com I am 21 yrs old and dont know anything about this stuff. is 717 good or bad. I have paid some bills late but have been mostly on time. Thanks for your help.

Credit Score - Good or Bad? if someone had a credit score of 693 would that be good or bad? One of my friends is curious .....neither of us know :)

Is my Credit Score good?? I recently checked my credit score on Experian and it said that it is 722 on a scale of 501-990 and then I estimated my credit score on MyFICO and is says that my score ranges from 705-755. Are these GOOD?? Average? Bad? Are there different ways to score credit?

Is my credit score good enough to get a personal loan? UK only please? I have just found out that my experian credit score is 744. I am a self employed tenent earning £3500 a month which I bank on my hsbc account. I have had my hsbc account for 10 months and am told that my internal credit score with hsbc is good. Do i have any chance of getting a personal loan off them? Have any of you managed to get a loan with a credit score 0f 744 or less? Dont bother sending me emails offering me loans. Im not stupid and am well aware of the scams going on.

Is my credit score good enough to get a personal loan? UK only please? I have just found out that my experian credit score is 744. I am a self employed tenent earning £3500 a month which I bank on my hsbc account. I have had my hsbc account for 10 months and am told that my internal credit score with hsbc is good. Do i have any chance of getting a personal loan off them? Have any of you managed to get a loan with a credit score 0f 744 or less? Dont bother sending me emails offering me loans. Im not stupid and am well aware of the scams going on.

What is a good credit score to have when applying for a loan? I just finished ordering my TransUnion credit report and score online from transunion.com. It says my current credit score is 757. Is that considered good? The reason I ask is because I was thinking about going to my local bank next week to apply for a $1,500 loan to get some much needed car repairs. I have plenty of avaliable credit on my credit card but would prefer to get a loan so that I might be able to get a lower interest rate. I always try to pay my bills on time and really need this loan. What are my chances of getting approved with a 757 credit score? Should I even bother applying or will I be wasting my time?

Credit Score, Good/Bad? Ok I have one credit card with a limit of $500. I've had it since February 2007 and have been paying off bills fully and early every month. My credit score shows 723. Is this good/bad/alright? Also what do you do to raise your score? This is only an EXPERIAN rating from freecreditreports.com

credit score - good versus bad, and how to fix it? my credit score is a ghastly 595 (stupid things i bought and negelected the bills for). as i get older, this just doesn't suffice, especially if i want to move out or by a new car. what's considered a good score, and how can i build up my score aside from paying off what i owe?

Do i have a good credit score & how do get a credit report? I want to know if i have a good credit hisroty before I run a credit report base on the the information below. I have Citi credit card - $7000 credit Discover $3000 Dell fina. credit $3000 I always pay my bill on time and in FULL. I have my credit about 2 years. No load/ home/ car/ meg What do you think about my credit score? And do you know where can i run a credit report for free? Thanks a lot!

Is a Credit score of 730 considered fair, good or excellent credit? I know that applying for and getting rejected for a credit card will lower your score so Im hesitant to apply for a card that requires "excellent credit" Where does a 730 stand? How are my chances for excellent or good credit card requirements?

652 credit score, is it good? just checked my credit score. it was 652 is this a good score? could I get a home loan with this?

is a credit score of 694 good credit? is a credit score of 694 good credit

What is a good credit score? Also, is the Experian Plus Score an accurate judgement of your credit score? Is 712 a good credit score?

what is a borderline fair credit score and a good credit score? Right now my credit score is 646 and that is fair, so what is the starting number for a good credit score

Is 719 a good credit score? Im 19 with a credit score of 719. Is that a good? i dont know much about cedit line and such With 2 credit cards, no store cards and a motorcycle finance. the cards are almost two years old, but the bike finance is only a 9 months old

Is 710 a good credit score and what does it mean? I dont know much about credit scores. If my credit score is 710 do I have good chanes of getting a loan or another credit card?

How to build a good credit score? I have no credit what so ever. I've tried to apply for credit cards, but been rejected from all. So how am I supposed to build a good credit score if I can't have a credit card? What can I do, how can I get a credit card? Or anything that will help me build credit?

Is my credit score good for my age? I am 21 years old, almost 22. My credit score is 690 and I was wondering if this was a good number for me. I have had a small line of credit out since I was 18. ($500) and someone told me that it was good to have that. I have never had a car in my name either. (I borrow my mom's extra truck sometimes). If I close my Kohl's account and my Kroger's charge account, will it make it better?

what does good credit score, but low credit mean? i am trying to get a mobile home financed, and the people i tryed to financee it said that i had a good credit score, but low credit, does anybody know what that means exactly?

My credit score is 696... is that good.? Interested in maybe getting a house one day, or renting or just trying to build my credit... is this a good score and what does it all mean?

My brother used my good credit score to refinance our old house? the loans has been in default couple of times Hi, everyone! I know the majority will probably tell me that I'm totally Screwed but perhaps someone can help me out here and give me some option. Anyway, here goes... My brother used my credit to refinance our old house for quick cash $$$. I owe my brother so I decided to let him use my good credit score which was 750 at that time. Now it is 520. I'm not really that concern much about my credit right now since that is not really the main problem but I'm thinking I'm going to notify the credit bureau soon that my credit was used by my brother. Now back to my question... Well, I found out that my brother didn't just refinance the house but actually also transferred the deed to his friend. So basically the deed of the house is not ours anymore but the 2 home loans are still in my name. Yes, I know I'm really ****ed right now... Now I've been told that my brother's friend will transfer the loan to his name but that was like last year?... and yes he's been late w/ the payments.. Thx! So what can i do? His friend is always finding an excuse... like the house will be sold next month, next week, etc. He have the money to pay for it but why would he when get my credit to use? I know the market has been down but he has like 40+ properties... He promised me he will never be late but he was in default for many times already the mortgage company keeps on calling me. Then he pays it off so that it will not foreclose but the damage is done. My credit is the witness. I know he has been waiting for the second year so he won't have to pay for the tax because we refinance the house almost 2 years ago. I just want the 2 loans out of my name. Not to mention I still have the tax to deal with. My brother was promised by his friend that he will take care of the tax but after all the lies... How can I believe that?... Again anyone please help and please no smart answers-keep it to yourself-I already know I'm in deep ****. Thank you! Thank you for taking the time to read my post Thank you all for the posts... Wow, I didn't know there are already many answers to my post. Actually, it is like this. The home was refinance under my name but my brother made the deal with a friend of his. My brother got a quick cash. My people actually do this. Let someone use their credit when buying a house. Anywy, the friend have the deed of the house. Now he actually own the house. We've been renting on the old house for awhile now but we have already move 1 year ago... but the old house is still under my name. The 2 loans are still in my name. I know I should have not let my brother used my credit. it is actually not illegal since he asked if he can use my credit. his friend took the deed of the house. I signed something saying something that they now own the deed of the house. it is one of those creative financing thingy. I'm into flipping houses. I wanted to flip a house but how can I when my credit is very low now... I know this will hunt me for many year but I'm one of those type that won't give up. I know I can fix this mess in time. I just want to remove my name from the loans. Now I'm not sure if it will do me much good to contact the mortgage company and tell them that I really don't own the house anymore??? I can sue his friend for lying but what good would that do? Some post were helpful... Please keep it coming... Thank you!

My credit score is 729, is that good? I am a 19 yr old Male in college, I just checked my credit score, is 729 good? How good?

what is considered a good a credit score in USA? how important is credit scores in USA? what is considered a good credit score? how can one improve one's credit scores?

What would start me on a good credit score? I'm approaching my last semester in University now and will enter the working world hopefully the mid of next year. I'm now starting to think of investing and financing issues. One particular thing I always come across is "good credit score". I have never been in debt. My fees are paid for by my parents who have set up funds since I was a baby. My expenses are financed through my own part-time job. I have a little savings on the sides. I'm not even sure what my credit score is, but will it be right in saying I have none? How do one get "good credit score"?

Is a credit of 630 a good credit score??? I have a credit score between 620 and 630 is that a good score? what can i do to make it better?

what can I do to boost my credit score and turn my credit situation to a good one? currently my credit score is butchered!!! I wanted to try to do something to boost my score and turn my score good. I only have 2 other bills outside of my utility bills. I don't make that much money. I want to get a car but I cannot afford a note or the insurance. Please!!! can someone tell me something. Especially if you are a single mom and carry the house by yourself. Tell me what it is that you done to get you credit in order. Thanks in advnace for your help.

is a 705 credit score a good one? I just checked my credit score and it is a 705... is this a good score??

Is a credit score of 650 good enough to get a brand new car? If it is what do you think the possible hook up for a credit score like that. What is a good amount to put down on a $24,000 car?

Is my credit score good? I am a 21 year old recent college grad. I just found out my credit score is 793. Is that good for my age?

Is a credit score of 800 good? I bought a newer used car last week and financed about $5,000 of the cost of $15,000. The salesman said my credit score was over 800. Is that good? What does 800 mean? Oh, just some additional info. The car is a used '06 Grand Prix with 25K miles. The car was only 12,900 one owner. The extra cost was tax, title and 100k extended warranty. I had 12K to put down , but they had a min of 5k to finance. So, I put down 10k, and will apply the additional 2K to the first couple months payments. So, I should have the car paid off in about one year with any luck. I knew I should have had good credit, cause I pay my bills on time, and add a little to my house payment each month. But, I did not understand the 800 score. And how good is "good" As far as having "help"; I guess advice from my grandfather that he shared with me from his father "if you owe someone, you should pay them". Of course that was before the days of Credit Scores. As trying to impress someone I do not know,,, well if I was trying to impress someone I would have bought an '08 Hummer instead of an '06 Pontiac. Thanks for those who participated.

What is a good credit score? My credit score is 759. Is that good? What is a good score?

Is 703 a good credit score ? We are buying a new home and they ran our credit with 3 different credit companies.Each company gave us a different score.they were 703,680 and 679. Is this good? Will they take the best one or an average.

applying for a credit card is this a good score 716? i am applying for a credit card i am 34 with a credit score of 716 how good is this score to apply for a card?

Is 672 a good credit score for an unemployed full time student? No job history, 1 small limit store credit card, student loans. I just want to know if this is a good starting out credit score?

I have a credit score of 645 is that good for getting my first home? If I have the score of 645, and my total balance on all my credit cards is $210 ( my monthly income is $2000 ) would that be good for a lender to get me mortgage? if so please give me examples of lenders specifically in brooklyn or those who deal with all the states.

What is the best way to get my credit score higher and get my credit back in good standings? Right now I am in the process of paying off my debt. After I am done with that I thought it would be best if I didn't get anymore credit for about 2 years. This way all of my debt has time to be processed as paid off and I was thinking my score would go up a bit when it is fixed? Is this true? And is it a good idea to not get anymore credit for about the next 2 years? Also one more thing, I have heard that getting a divorce can make your credit bad? What does a divorce have to do with your credit. I mean if there is no debt left between the two parties(everything is paid off), then what makes divorce make your credit bad?? Any and all help would be appreciated!

What are the benefits of having a good credit score? I'm a college student who got a credit card a little less than a year ago. I spend a lot (around $700 a month) and always pay back the total in full before the due date. My bank has increased my credit line three times since because of my good credit. So are there any additional advantages to having a good credit score than easily getting approved for credit cards and getting large credit lines? Does it also project to any type of loans (i.e. it is easier to get approved for a car loan with a lower interest rate) or something?

I have a credit score of 645 is that good for getting my first home? I have the score of 645, and my total balance on all my credit cards is $210 ( my monthly income is $2000 ) would that be good for a lender to get me mortgage? if so please give me examples of lenders specifically in brooklyn or those who deal with all the states.

cab a good credit score get me a mortgage? can a good credit score offer me a good mortgage

how can i raise my credit score from good to bad? my credit score is 675 (good). i need an excellent credit to buy a house with no money down.how can i do this magic?

What is a good credit score?? who high of a credit score do you need to buy a house im 20 and have 688 is that good?

Is 747 a good credit score? I am 21 years old, making payments on a car and have 2 credit cards which I make regular payments on. Is this a good score? What can I do to get it higher?

Is 671 a good credit score? Im trying tod figure out if I have good credit score or bad oldne im 22 years ol

what is a good credit score? Im trying to get a car and would like to know what a good credit score is (what range)

How can I find a list of good credit cards including their credit score requirements? I want to find a good credit card with a 0% introductory rate, a low interest rate after the introductory period, and great customer support. I don't want to apply to too many banks because that in itself can affect credit scores; I'd like to know beforehand what their credit score requirements are - but that seems to be hard information to find. Thank you for any suggestions!

We have a really good credit score and want to buy another house or do an equity line on our current, but..... My husband started a new business (as a new home contractor) a little over a year ago, so it looks like we have not made very much as far as income for this year or last year. My husband does use money from the company to pay our bills, but the money is not considered income. Is there a mortagage company that can look at the fact that we have a really good credit score without considering our income situation?? We have also considered doing a equity loan....is there a place that will loan you 100% of the equity in your home without needing verification of income? or tax records?

what is considered a good credit score? if i have a credit score of 670 is that good or bad?

Is this a good or bad credit score? I recently looked at my credit report and my FICO was 650...is this considered good or bad? What are the best ways to improve my score by April/May of 2008?

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Can I get a good mortgage rate with a credit score of 631? My score took a hit from one account in collections that is now paid off, so I'm sure my score will go back up at least a little bit before long. It was just a misunderstanding and I am otherwise pefect in my payment history with other accounts. I had a score in the low 700's before that. Is 631 good enough to qualify for a good mortgage, or should I just keep renting until my credit recovers?

Can anyone tell me exactly what a "good credit" score is? Can someone give a break down of the credit scoring. What score is very poor, poor, fair and good??? Does 650 bring you from poor to fair?/ and so on ?

Will car payments for 6months give me a good credit score? I have no credit file and i wanna get a car payment. How long do i need to make consistent payments to get a good credit score.

What are the advantages of having a good credit score on a daily basis? I know it helps in getting better loans in terms of need, but is there any other advantage which can affect our monthly savings by having good credit score?

I was thinking of gettin a loan to pay help pay off and improve my credit score, is this a good idea? I read that pay on loan on time and paying them off right away is a good way to improve your creit score. I had 6 credit cards (Clout Visa, Citi Bank Mastercard, Kohl's charge card, Kay Jewelers charge card, Sears charge card, and a QVC charge card.) Now I only have two cards that are open at the present time(QVC and Kohl's). Both of my open cards are almost maxed out, Kohl's has lowered my credit limit due to delinquencies, but QVC is still the same limit. The other ones are closed, I paid off Kay Jewelers and Sears. On or around 9/14/06 my Citi Bank Mastercard will be paid off. The only closed card that will be left would be the Visa. Couple days ago I recieve a letter from TransUnion, basically stating that I could get a free credit report with them and I have 4 negative items in my credit report. I think the negative items are the cards that are closed. I have been focusing on one card at a time, while paying the minimum amout due on the other cards on or before the due date.

to use a mortgage broker or not when you have a good credit score and financials? i'm buying a co-op unit. i have a good credit score, job and financials. everything else being constant (same bank, same time period, etc. ) can a mortgage broker get you a better deal on a mortgage than you can with the same bank. if so , how are they able to do this

What is a good credit score? What is a good credit score? What is average???? What should I be aiming for?

how many credit cards you must have in order to build a good credit score.. ?,? is there an specific amount that needs to be spent to create a good credit score ?

Is there any QUICK way to boost your credit score, or just good tips? Is 665 ok (for a 22 year old)? If there's no "quck fix", what are good tips in gereal to maintain and elevate the credit score I have? Also, how many points does can the score go up each year and by what means (I know it varies form person to person).

Can anybody suggest a good card with no annual fee that would approve me with a credit score of around 610? I want to rebuild good credit and I think I can do that by using a credit card to pay for gas and groceries and then paying off the balance on a monthly basis. I think this may help me to correct two of the negative things on my credit report. 1) only $300 of available credit - I only have a JC Penney card, I pay off any balance each month, but my report says I have too little available credit. 2) I have been denied for credit cards two times in the past year, so I want to apply for one that will not deny me, so I dont do any further damage to my score. Should I apply for a secured card of like $500 from my bank? Any suggestions?