Credit Score Range Knowledge Base
What is the credit score range in U.S?? What is range.. min.. and max... Does credit score depend on income???????? if someone make 30000 and no debt.... and other person making 100000 with no debt ... How credit bureau give rating in such case....????????What is first credit ration of person... and how can we improve..????
credit score range? I have a Credit Score of 665 , how can I improve this ??!! My credit went down because of a legal matter, and since it has been resolved it is going back up BUT not fast enough! barcelona.la
What credit score range do you need to be in to be approved for a "Bill Me Later" purchase? just looking for some actual facts about this method of payment.
what is the good credit score range needed when buying a home.? what are the negotiations i can do with the banker while shopping for the home loans.
Credit Score ? my husband and I are trying to get an house.Our credit scores are between the range of 540,590. If every debt we have are paid by the end of 2008. Will that make our credit score go up to at least 730's and 800's. We are about 30,000 in debt but we don't want to file bankruptcy.
What range of credit score is acceptable for renting an apartment? My company is closing here in California next May and I will be relocating to Austin in either mid-Aprl or May 1st of next year. I have been with my company for 23 years and am looking for a 4-6 month rental until I purchase a home. My current credit score is fair-good due in part to a divorce a couple of years back. As I have never rented an apartment before, always a home, I am not familiar with the credit requirements, I have heard they are very stringent. If I would not qualify, any advice you might have to offer would be greatly appreciated.
Credit Score Ranges...? what are the different credit score ranges for each risk level? i know it goes up to like 800, but what are the ranges for low risk, medium risk, medium-high risk, and high risk?
I had a Chapter 7 Bankruptcy in 2001. My credit scores range from 550-624. How many points is a bankruptcy? I have other negative marks on my credit reports, but I disputed most of them, and now it is just 2 or 3 on each on, no credit cards, just like unpaid doctor's bills and hollywood video. How much will my score go up when my bankruptcy goes off my record in 2011?
What kind of mortgage rate can a borrower expect to get with a credit score in the range of 661-669? Professionals please answer. Any website links with more information would be appreciated.
Credit Score? Does anyone know what is the highest credit score a person can have and what are the ranges for good and great score? I believe that it's somewhere over 800
How do I help my credit score? I recently had a collection charge, and quite a few past due payments. I have come up to date on the past due payments and will be able to pay off all I owe within 3-4 months on all the credit cards. Also I will be able to pay off the collection charge within a month. I heard somewhere that I can negotiate with the collection agency for a payment for deletion for the collection account which would remove it from my credit report. Is this true? I will be moving in about 8 months and my credit score ranges from 520-564 on the three reports and I need to get it up so that I will be able to move into another apartment. By paying all this off will my score increase enough by time I move? I am not late on any utilities and have never been late paying rent, how will this also factor into getting a new apartment?
Will paying off the only three inquiries on my credit improve my score? No one seemed to understand the question I asked earlier so Im going to ask it differntly. I only have three bad debits on my credit reports and it's as follows. Hi, I just checked my credit score, and it ranged from 480-510 on all three reports. The only unpaid items are as followed. Verizon $88.00 Verizon $204 Medical Collection $123.00 My credit score ranges from 479-512 Am I even improving my score by paying those off?
Credit score ranges from 672 thru 685.....? Is this considered a good or fair credit rating? Experian calls it fair, but my husband says it's actually good.
My 3 credit scores range from 520-568 and I was wondering if I could possibly get a new auto loan w/30% down? I have a very good income but my credit died when I was laid off a couple of years ago. Now that I have a good salary again, I am ready to buy a new car with 30% down. The vehicle is not expensive and that is why I have the down payment. I have recently paid off a couple of past collection accounts but I know there's more. Any assistance would be greatly appreciated and thank you in advance.
Student loan needed for summer classes with fair-poor credit score.? Hello - my credit score ranges from 580 at Equifax to 610 at Transunion. Need a $5000 loan for the summer that I can pay back by the end of the year. Any suggestions? Thank you.
im tring to buy a house but my credit scores range from 510 to 573? BUT THE 573 ISNT MY MIDDLE SCORE WHAT SHOULD I DO?
My credit score is in the poor range like 500 or so. I owe about 1700 in debt. Im about to pay 500 of it now? the remaining 1200 i will pay monthly hopefully have paid off by october. ( i got 500 back from an old employer ) How soon will my credit score be impacted. Its been a year since my last late pay. I just had trouble paying back the overdue debt. I wanna buy a house in a few years 2-3 will i be able to get a good rate and how long will that be? Anyone ? Thanks
What range does your credit score need to be in to be approved for a $150k house? Just looking for estimate.. Currently hovering in the mid-600's and was told by a friend who is a mortgage broker that he could put me in $150 house easy with a score in that range. I guess I'm more interested in knowing if he is blowing smoke up my butt....or if I get a loan..will I be screwed on my mortgage. I don't want my credit run over and over for estimates. I know that tends to hurt it over time.
What is a good credit score and what is the dollar range for debt per certain scores? For example (this is totally fabricated and inaccurate, just to illustrate what I mean): Credit Score is 780, debt is $5,000 - $7,000 etc.
did the range of credit scores go up or down.? i thought it was between 350-850 or something like that. now i read its between 150-950. if thats so does my credit score of 600 look worse on the scale of 150-950 than the original range. has anyone heard of this???
I am out of college, and my credit score is in the 613-620 range. I need to build some accounts.......? Do you know if I apply for a store card like Old Navy if I will get turned down or not? Should I bother, I really don't want the inquiry if I don't get accepted.
Does anybody know lenders that would approve a home loan with credit score in mid 540 to 550 range? In TX.? I have encounter this home builder, who is building a house on his property. He has offered to sell me the home when it is finished for $120,000.00. My dilema is I don't have that kind of money, so I thought maybe I could get a loan from a lender to pay for the home. I prefer to pay a bank or a mortgage company vs. paying the owner. Any suggestion, I am totally new to this.
In what range would my interest rate most likely be for financing a 30k used car? My credit score is......? My Experian is 634, Equifax 627, and Trans is 620. I have a few late payments that are on my credit report, most recent late payment was in Jan 07. Prior to this the latest late paymt was on Aug 06. I have a secured credit card $200 limit which I use every month and always pay it off at the end of month. A Macys card with a $300 limit with zero balance which I also use often and pay it off at the end of the month. I have two installment loans one for $241 a month which I still owe $4000 on, and one for $93 monthly for $2000 which I still owe $1700 (just opened it). I also have a student loan which I owe about $3000 and pay $50 every month. I do not have any accts in collections at the moment. I always keep no more than 25% bal on my accts. My history is about 3 yrs old. Im thinking about financing a used car for 30k and would like to know based upon my credit details/score how high would my interest rate be? I don't want to get a high rate. Professl in the field or Persnl Exp Pls Help. My question is not will I get a high interest rate but in what range would the interest rate be? I know I dont have perfect credit and the chances of getting a very low interest rate is impossible with my credit history but what range would I most likely receive? For example: 10-15%, 15-20%...etc. Thanks.
Is my Credit Score good?? I recently checked my credit score on Experian and it said that it is 722 on a scale of 501-990 and then I estimated my credit score on MyFICO and is says that my score ranges from 705-755. Are these GOOD?? Average? Bad? Are there different ways to score credit?
What kind of mortgage can I get with a credit score of 646? I haven't gone through the preapproval process but I am curious on what range my credit score will qualify me for
I have 750 credit score, 120K ann. salary, buying home in 350-425K range w/100kdown- what kind of int. rate? Looking for 30 year fixed but also would like to keep payments down. Interest only does not seem like a good option. We will most likely be in home for about 5 years. Our life savings, including retirement (401K, Roths) is about $200K. We will not be touching roths or 401K for down payment. Let me know what you think is best strategy to this purchase and best mortgage strategy (Type of mortgage) in this case. I know my income will go up a signicant percentage in 2 years and therefore will have more disposable income.
What credit score is needed to get the best fixed rate for consolidating accounts? Any suggestions on how to raise credit scores in the range of 597-607 received from all 3 credit reporting agencies. I have 2 mortgages which was done by the mortgage company a couple years ago to help my credit and both have high rates, 1 car loan, 5 credit cards, and a small loan company. I have been paying more on my credit cards the last 3 or 4 months to get the balances down. I want to consolidate the mortgages and the car loan in the future. But, not sure how high a credit score needs to be for the best fixed rate. Thank you for any help.
what is a good credit score? Im trying to get a car and would like to know what a good credit score is (what range)
Credit Score help, fixing.? Hi, I just checked my credit score, and it ranged from 480-510 on all three reports. The only unpaid items are as followed. Verizon $88.00 Verizon $204 Medical Collection $123.00 And this follows with inquiries... EFX 2007-09 GEMB/WALMA XPN 2007-09 PLAINS COMMERCE BANK/T EFX 2007-09 E-LOAN EFX 2007-08 SPRINTNXTL EFX 2007-08 AT&T-WS EFX 2007-08 IMAG/FBOFD EFX 2007-08 TRIB/FBOFD EFX 2007-08 CAPONEBANK XPN 2007-08 CAPITAL ONE BANK XPN 2007-07 BANK OF AMERICA EFX 2007-06 CAPONEBANK XPN 2007-06 HSBC NV XPN 2007-06 CAPITAL ONE BANK XPN 2007-05 700 CREDIT/ROWE FORD S EFX 2007-05 FMCC XPN 2007-05 FORD CRED XPN 2007-04 DISCOVER FINANCIAL SER XPN 2007-03 FIA CSNA EFX 2006-06 CAPONEBANK XPN 2006-06 CAPITAL ONE BANK EFX 2006-05 HSBC NV EFX 2006-05 E-LOAN XPN 2006-05 HSBC AUTO XPN 2006-05 HSBC NV If I paid in full how much does my score go up? Can I have these removed now instead of in 7 years, I meanwill they do that in return forPAYMENT
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What do your credit score have to be to get approved for a business line of credit.? The bank informed me that you have to wait 6 months to re apply for a line of credit if you are denied. So I would like to know what range do my credit score have to be in order to get approved. Thank You
What is the lowest credit score for a decent credit card? What is the lowest range that your credit score can be in order to get a decent credit card. I'm talking no annual fee, setup charge, processing fees etc.
Why do the credit scores from the 3 credit agencies have such a wide difference? My credit scores range from 648 with Equifax to 676 at Experian. TransUnion in the middle. Can anyone explain the difference and which agency is the most accurate or trusted?
On an advertisement it said that the average credit score is around 675...so if so...is 675 a "good" score? At what range of scores does it go from bad, to good, to excellent credit?
What type of credit score do you need to get a new car? Wanted to know what score range do you need in order to get the best interest rate on a brand new car I heard it was a 700
In relation to your Credit Score, is there a standard to the Tier system? Nissan Motors USA, on their website in the finance section, says the Tier you must be in in order to be accepted at the different APRs, etc. They list Tier 0, Tier 1, Tier 2, and Tier 3. Do they have their own range of scores for each Tier, or is there a standard used by the lending industry. Or does the range of scores fluctuate, depending on the economic climate, and current nation wide credit score averages?
Will taking me off a credit card negatively effect my score? I am not the main account holder, I am just an authorized user and was issued a card with my name on it. However, I am not able to make any changes to the account, only the main account holder can. I know canceling a credit card can negatively effect your score, but what about having your name taken off when you're just an authorized user and not the main account holder? The account is in my husband's name, and I'm trying to keep my credit as high as possible as I am going into the finance field. Neither of us has bad credit, but the amount on the card is pretty close to the maximum amount. We no longer use the card and are paying it down. I will be graduating college in two years and would like my credit score in the "Excellent" range. Right now it is "Very Good" with no negatives on the report. Would taking my name off be a good move or a bad move?
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