Where can I find my Credit Score?
I've had one credit card for over a year and 3 other for about 5 months. I am trying to buy a house, and I know I need good credit to do so. I pay all my bills on time and in full. Where can I see my credit report? And possibly, for free?
Public Comments
- look on the yahoo home page. It should be there somewhere.
- https://www.annualcreditreport.com/cra/index.jsp This website will give you your credit report from all three major credit agencies for free once every 12 months, plus you can get your credit score for about $5.00 us
- www.freecreditreport.com
- You are entitled to three free credit reports per year. Since there are three major reporting agencies (experian, transUnion, equifax) it is wise to ask a different service every four months. You can go onto their websites to do this. The credit report is free, but you have to pay about $5 for your credit score. FreeCreditReport.com offers a free report and score, but you have to buy an annual service from them in order to get it.
- if you are a customer of any bank ... go to thier customer service department and look into their housing loan offers... they can look up into uour credit score without paying..... or you can do this its a free service for checking your credit score.... myannualcreditscore....
- By calling bycorp they are the people who know ALL your credit history.. but credit history is only if you have had a loan big or small and paid it back prompty or rented and done well good luck
- You get one free credit report per year (www.annualcreditreport.com) You must buy credit scores, the three largest companys are Equifax, Exoerian, and TransUnion.
- See a customer rep at the bank. Why are you making false accusations at my boyfriend and me? I do not have more than one account with yahoo, a proud yahoo member for many years. Assumptions make an @ss out people, so don't assume things. And you didn't even answer either of our questions. Rude?!
- Really bad info posted here. Lets start with the basics. By law you can get all 3 of your credit reports free at www.annualcreditreport.com once per year. Now for credit scoring, the ONLY credit score that lenders look at is a FICO credit score. Unfortunately it is not free. You can get your FICO credit score from Equifax for $7.95 but that is only one credit bureau. When you apply for a mortgage the lender will pull all 3 credit bureaus and "price" your loan from the middle score, so you really need to know all 3 of your FICO scores. Once you have reviewed your credit reports for accuracy and disputed any items that you believe to be inaccurate you can go to www.myfico.com/12 and get all 3 of your FICO scores for $45.00. This will also give you the top 4 reasons as to why your credit scores aren't higher. When you have all 3 of your FICO credit scores you can do some rate shopping before you apply. www.bankrate.com has calculators to determine what you can afford and in the mortgage section you can see a table of potential lenders with accurate rates in your local area. Also go to www.myfico.com and look in the Credit Education section to see how credit scores work. Good Luck
