Length of Credit History for Target Credit Card?
I start having credit line 6 years ago, since then, it was a bumpy road... and now thinking about applying for a Target Credit Card with a score of 610? I also have 2 positive items, 3 collection account and charged off account on my report. 1. Is my credit history long enough? 2. Will my score be good enough to get a Target credit card?
Public Comments
- Its best to give the credit officer at Target a call. I would think you would be ok, but it may be a low credit card.
- your good! go apply at a store, you'll get 10 percent off your first purchase!
- If you're afraid of rejection, do it online. You won't know until you try.
- You will not know until you apply. But be sure to research the card thououghly first. Why Target? Do you want their card just for the rewards? Can you use their card anywhere, or just at Target? Otherwise, I would suggest you try for a different card. I have found that the cards I like are not restricted to just one store. If you are looking at getting a card to help improve you credit rating, and are concerned about being turned down, look into getting a secured card with Bank of America.. They helped me to bulid my credit score when I had some rough times!
