I have a friend she never seemed to have problems but a few days ago she told me she would like to check her credit history but she is afraid...........I asked why??? She said she wants to apply for a certain jobs and credit check is required she than told me that 5 years back she had a credit card that she did not pay and moved somewhere else so she didnt know if the bank have looked for her or else (she says they didnt...) as she stopped using their services...She said it was not a lots of money (2500 pounds) but at the time she could not pay and she never went back as she was afraid to do so.....So now i told her that i think that they would not keep records such long time but i really was not sure when i told her that.......Is there anybody that really knows what the banks laws are i really would like to give her advise she is very very good friend of mine.....and also great person...thanks a lots........