what is the credit score needed to purchase a home in California whitout the need to prove how much you earn?

Public Comments

1. It depends on how much you are putting down. Rule of thumb is 620 or better though. The typically will go up to 90% on a conventional loan (better rates) and up to 100% through a sub-prime company. Let me know if I can be of any help!
2. you cant get a house w/o proof of income. They have to be sure you can pay the loan back.
3. If you got to a bank to get yoru loan you need a proof of incomve howeve rthere are some mortgage brokers that they dont require any proof, but in order for you to get a good loan you need a score of 700 or up.