is it true ? transunion dont dispute inquiries on your credit report.?

Public Comments

1. You are the one who should dispute not them.
2. Hi! Of course they don't..that's your job. It's your job to pull all your reports at least twice a year and make sure there are no errors. If there are errors..they must investigate them as you instruct them to do so. You must followup..and make sure if they ask for more information..you give it to them. Trans Union has been the easiest to deal with for me. Your milage may vary.
3. Any disputes have to come from you not the credit bureaus. If there is something on your bureau that you think is a mistake, contact the bureau that it shows up on and dispute it. Be prepared to prove that the information is incorrect. They then have 30-days to prove that the information is correct or they have to remove it.
4. That's true. Transunion, Equifax and Experian are credit reporting agencies. They only report the information given to them by creditors, collection agencies, etc. If you want to dispute something, you have to do it directly with the creditor or collection agency.