1 out of 3 credit burea refused to remove items from credit file claims i have to dispute with creditor?

experian has refused to help with me with my disputes on my credit report even when transunion and equifax has done a good job resolving my issues...experian is insisting they can't help me that i would have to go back o the creitor and dispute the information but we all know the creditors are only going to want to settle which end up still having me pay some sort of money out of pocket which should not be the case in the first place please advise as this is really hurting my credit

Public Comments

1. do you owe the money ?
2. They're not going to remove things just because you say so, that would destroy the value of the rating. I think their position is perfectly logical.
3. Contact your local attorney general about them. I've had erroneous things put on my credit report before, and they've told me the same thing. The others were very nice about taking it off. It is not your responsibility to take it off if it is untrue, it's theirs! If you owe the money, you should just pay it. It would be your own fault in that case.
4. Everything you want to know can be found here ..... go to the link, extremely helpful guidance on going to battle with original creditors, collections agencies and credit reporting agencies http://www.creditboards.com/forums/
5. Contact the U.S. Attorney General Office and have them charged, along with the disputed creditor, for conspiracy. Also, sue Experian for the royalties you are due from the money they have made off of your Credit Rating, ask for interest too. We are entitled to protection under the Constitution, though we usually are shunned if we not have the big bucks to pay off those that are supposed to protect us under that Constitution. So, all you can do is try.
6. They only take it off if the company can't show evidence that it's legitimate. If the company responded in the 30 days allowed and showed proof that the debt is legitimate, then they're absolutely right to keep it on. In that case, you need to go back to the lender.
7. You state that if you go back to the lender that they are going to want you to pay something. This indicates that the information you are trying to get removed is correct. If this is the case? ? Then Experian is correct in what they told you. Which means Transunion and Equifax missed the boat.
8. I had this same problem when I disputed some items on my credit report. For some reason, that was the only report remained on. I have no idea why. One thing I've noticed is that Trans Union is the most popular of three (at least in my area) so I was just glad to get it off that one! I continued working on it and calling the creditor and I think I was finally able to get it off the Experian report - but it was no thanks to them.