How to add account to my credit file?
I have 2 credit cards from the same bank. I am a authorized user on one.( Household AU, Orchard ,my account). My credit report showed an incorrect balance on Household so I disputed it. Instead of correcting it TransUnion deleted them. ( Orchard, the card thats in my name and Household). I called Orchard to ask why they are not reporting my account at all any more and they say they do at the end of the month. The AU account is still on there and is updated with Equifax, but Orchard hasnt been on none of my credit reports for 2 months. I did a google search and everyone is saying that the credit bureaus will add verified accounts for a fee. I think thats unfair because my creditor is reporting my account but the credit bureaus are not reporting it. What shall I do now?
Public Comments
- waaaay too confusing
- You have send your credit history from credit card (which you can receive form credit card per your request) to credit bureaus to update your credit history. For you better send that info from both credit cards to avoid mistake form credit bureaus.
