Need help with collections that keep appearing?
3 days ago I had a collection on my credit report from TransUnion that was found to be invalid and deleted. I got a free copy of my report showing the deletion. But now a knew collection appeared that is dated from 2003. I have both reports infront of me. The one 3 days ago and the one today. 3 days ago the only collection I had was the one I disputed. Now the new report shows one from 2003. Yes I will ask for validation, but why wasn't it on the credit report from 3 days ago? Do reporting agencies WANT you to have bad credit? The new one says it was reported in 2003 and updated in 2004....if it was reported in 2003 wouldn't have shown on the report from 3 days ago with the one I had disputed? I should also add that the new one I am disputing is from a Hospital visit co pay that I know I paid. I beleive I can pull a copy of the check and prove it - it's just that I want to buy a home and want a good interest rate
Public Comments
- Not necessarily as they are updated depending on what new information they receive, maybe it was in the process of being updated when you checked 3 days ago. However, if these are not your collection debts I would be concerned and contract the Credit Bureaus and let them know there is suspicious activity, someone might have access to your Social Security information. That happened to a friend of mine, and it sucks. Good luck!
