what is the average credit score ?

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1. ranges from a minimum of 300 to a perfect score of 850. The median or average credit score for borrowers in the United States is 723.
2. Most people, I have heard, have around a 590 credit score, which is bad. That is because of credit cards, high mortgages which lead to forclosure, and people getting in over their head. They usually mess up their credit at a young age because now a day, you just need an I.D. and a job to get credit. You could actually be like 17 or 18 years and get credit or a loan and then are immature and dont pay and ruin your credit. Once it is ruined, it is so hard to get it back up again.
3. According to Experian's National Score Index, the average is 692. They also have data on the average per state http://www.nationalscoreindex.com/
4. the average american credit score is typically 720-760. Most americans with scores this high have 3-5 open lines of credit and utilize 27% or less of the credit limit available with an average of $4000 in revolving debt. The average age of credit history is 12 years. the average number of credit inquiries is 2 a year. The average number of auto loans is 1 the average number of mortgages is 1 The average american has no collections, judgements or late payments in their credit history.