help with credit score

free credit scores

What is cinsidered to be an above average credit score?

about to refinance my house

Public Comments

  1. I would say 600 and up
  2. 600 is NOT above average-- this is "fair to poor" range. 678 is supposedly the national average--But i've seen some diagrams that show 660 as better than exactly "50% of Americans". So...within that range. Over 710 is usually considered a shoe-in for any and all loans, in most circumstances.
  3. Everything that is above 650 is above average.
  4. In many cases, they would say you need at least 700.
  5. To Give you an idea. This is usually how lenders determine creditworthiness. The higher the score, the lower the interest rate. 901-990 A above avg 801-900 B 701-800 C 601-700 D 501-600 F
  6. The interest rates given based on credit scores. 720-850 6.297 % 700-719 6.422 % 675-699 6.959 % 620-674 8.109 % 560-619 9.677 % 500-559 10.466 %
Powered by Yahoo! Answers