Why do I get so many Credit Card offers?
I know that credit card companies have access to certain credit information, but what exactly do they have access to? My husband and I both have Beacon scores over 800 and get an average of four Credit card or refinance offers EACH per day! I guess I have two questions: 1) What data do they use to "prequalify" us on all these offers? Do they use our beacons or something else? 2) How can I stop them? I just asked a question about a better paper shredder, but I realized that the paper shredder wasn't my problem. It's all the JUNK I get daily! Any good advice is welcome! I don't even enjoy getting the mail anymore!
Public Comments
- Start mailing spams to them and see how they like it.
- Take a look at this information page http://www.youbigg.com/Credit-Cards.html it lists types of cards and information, it should also answer your question.
- I1). If you own a home it doesn't matter whether you have a beacon score of 500 or 800, the mortgage company will try to get your business. 2). The credit bureaus offer a toll-free number that enables you to “opt-out” of having pre-approved credit offers sent to you for two years. Call 1-888-5-OPTOUT (567-8688). Opt out can be permanent or for a limited amount of time (usually five years). It will ask you what you want when you call.
