what kind of interest rate on a used car, could a person get with credit score of 673 on FICO ?

Public Comments

1. It really depends on many factors...including the age and condition of the car itself. You're best bet would be to go through a credit union...if you belong to one...otherwise, a bank will charge you 1-2% above their best rate (on average).
2. It all depends. 673 is about average. Be wary of the finance departments at car dealers, they tack on percentage points to the rate that their lenders give them. I would recommend trying to get financing directly form your bank or even through one of your credit card companies. That way, you know exactly what rate you will be getting.
3. don't borrow money to buy cars... cars go down in value.
4. My brother is a manager at a car dealer. Do not go through the dealer. Do not let them talk you into it. Find out what car you would like. Get pre approved with your bank. That way you have more of a bargaining tool. Make sure to research different car dealers -- shop around...Dont just settle.. And trust your gut!! If you think it is bad - it probably is....
5. You are looking at a rate of 8-10%