I just got my credit score..it was 791. How good is that compared to the average american?

Public Comments

1. very good.
2. Pretty darned good. The range is 500-900 I think. The average is probably 600 or so, I would assume.
3. extremely good, about 830 is tops
4. its excellent. the best score you can get is like 900. most americans are far below this number. i know myself, im about a 720 and i havent been late on anything in over 10 years. good job! having good credit and keeping it that was isnt easy to do but its very important
5. WAY ABOVE! 900 is perfect! Excellent is about 720. Average, I've heard is in the mid 600s.
6. Excellent. A perfect, top score would be 850, an average is a little under 700, so you are in very good shape.
7. Well, let's see ... Perfect would be 850. For mortgages: 720+ is where banks would like to see borrowers ... 620+ is kind of the semi-firm "hard-deck" (so-to-speak) ... < 620 gets difficult & expensive, but not impossible.
8. That is great. The average score is 723.
9. I work for a credit card company... 791 is AWESOME! Most Americans do not have a credit score that high. Props to you. 850 is the highest.......
10. According to FICO, the average score is 725. Are you sure that was FICO and not the other system credit bureaus use.
11. An average American credit score is 650. Yours is excellent. My is the same as yours and I was able to get a mortgage fixed 5% for 20 years.
12. 800 is best so 791 is super to have I would think.
13. Great! You are in a low risk category 710 is better than 64% of the American
14. Hi, In spite of all the posts about 830 or 900 being the maximum FICO score, the max is in fact 850. If your 791 is a FICO score, then it is excellent, maybe top 5%, almost certainly top 10%. If your score is from one of those other chud rating scales, then i don't know. Some of those go up to 990, but i am just not as familiar with them. They are for chuds, so a FICO score is best to compare apples-to-apples with real people who live above ground. If the 791 is FICO, then nice work!