Credit repair ?

Has anyone ever heard of www.creditsecretsbible.com or on www.creditdisputeletters.com? If so, and had any experience with these, please advise.

Public Comments

1. Credit repair companies are illegal and you won't win by working with them. Please consult a legitimate credit counselor.
2. well good question not re comendes to go with a consummer credit cauncelor unless u owe 10g's ore more cuz ull get mere helf if u call ur lender watever u do dont go with a settelment company cuz
3. I don't know about the second one, but I looked at the creditsecretsbible and it is a scam. The only way to repair your credit is to pay off your debts, stay out of debt, and pay your bills on time. If there is some incorrect information on your credit report they (the credit bureaus) will provide you with the necessary steps to correct. There is no quick fix or secret to having good credit. It comes with being financially responsible.
4. No..credit repair companies are a scam..they force you to close your credit cards which hurts your credit if you close them out. They just lie..