what is considered a good a credit score in USA?

how important is credit scores in USA? what is considered a good credit score? how can one improve one's credit scores?

Public Comments

1. 678 is the average. A really good credit score is in the 700. If your under 625 you still considered a risk, just not as much of one
2. http://www.bankrate.com/brm/green/cc/basics2-4a.asp read up. ;)
3. 700 or higher is good The best way to improve your credit score is to borrow money and never,never,never miss a payment.