Credit score of less than 540.?
I have a credit score of 538 and am working with a credit repair group. I had a miscarriage and my husband filed for divorce all within months of each other and had suffered sever depression. As a result I lost my job and was unable to pay my bills. I have since then am getting back on track and have a steady job. Unfortunately, I now have a repo on my credit and owe about $5K for various things. None of which is credit card debt. I want to move into my own place (I'm living with my mother), is it possible to be able to get approved to rent my own place with such a low score?
Public Comments
- sometimes if you are honest upfront to renter's they will give you a chance. Everyone has bad luck and hard times if you have a sufficient income to afford the place then they will probably give you the benifit of the doubt. Plus if you are working with a credit repair group then that is a plus too!!!!!
- It is, though many land lords would be hesitant. Many times you can explain the circumstances to them otherwise if you are able to pay a few months in advance many land lords will forget about the credit. ALSO, note that most land lords don't go off your SCORE but by the actual Credit Report,
