Help, need to raise my credit scores fast.?
When I was young I didn't pay any attention to my credit. For years I have managed to pay off, and bring all accounts current. However, my credit score won't go over a 609. I need to raise my credit fast to get a business loan. How can I get the deliquient status removed from accounts that were paid, and consolidated. Are there any other options. Thanks so much!!
Public Comments
- If something delinquent was taken care of, it will likely still hurt your Fico score for a good while. You can't simply remove credit history just because you paid or made good on something. The only real way to raise your score quickly is to pay off high balances or get falsely reported lates or delinquents off your credit score. And remember, once you get something removed or paid, it takes time to get it updated unless you rapid rescore it. Learn more about mortgage, credit, and personal finance: http://www.thetruthaboutmortgage.com
- unless the report has fradulant or unauthorized postings on it it wont raise fast it years to ruin youor credit it will take a while to fix it you need to take a couple of small loans and pay them on time to boost score you can try calling the creditors that are posting the delinquit standings on report and ask them to cease
- You can get all three credit reports once a year for free through new laws from the government but there is a specific web site you have use to get it. Once you have this information, the fastest way is going to be to find a lawyer who work in this area and pay for help getting things cleared. Where a letter from you might get ignored by your creditors a letter from a lawyer will not. I know people who did this and it worked but you do have to pay for the lawyer's time and while it is faster than what you can do by yourself it's probably still not fast. Best of Luck
- Write the different credit agencys dailey. They will get tired of you and delete it off. Coach
