How do I raise my credit score fast?

Public Comments

1. you cant do it fast depends how bad your credit is it could take up to a year or so !!
2. Pay off all of your credit cards, pay any overdue money, continue to pay ALL of your bills on time or early, then wait.
3. Pay off any bills as soon as possible. The easiest credit to get is store credit and pay the bill on time to boost your credit score.
4. The absolute fastest way, but unrealistic, is to finance a car and pay it off as soon as you can. We bought a new car, had it for a year, and sold it to carmax to get a bigger one. My score jumped more than 100 points from a 620 to over 720 once it went through that the car was paid off. Like I said, quite unrealistic.
5. GO TO OPT OUT.COM TO TAKE YOURSELF OFF LIST OF PREAPPROVED CREDIT CARDS. WILL HELP SCORE 10-30 PTS. GET A CREDIT CARD(NEW ONE) AND PAY OFF COLLECTION OR PAST DUE AMOUNTS , BELIEVE IT OR NOT, IT WILL RAISE YOUR SCORE. TIME WITH NO INQUIRIES AND NO PAST DUE DEBT WILL RAISE YOUR SCORE AS WELL.
6. There's so many ways, it's impossible to list them here. There's an entire discussion board dedicated to this though so have fun: http://www.creditboards.com