I need to raise my credit score, so I can buy a house or condo, whats the best strategy?

Public Comments

1. This might not work since you are well diffrent. But you could find a sugar daddy!
2. get a credit card, use it wisely. Pay off your balances. Get a line of credit from the bank, use it and pay it off. In other words, show that you can handle debt responsibly. Also, put away sme money in savings. Banks also like assets you have.
3. pay off all you owe
4. Pay all your bills on time and if you have credit cards, don't max them out. It's okay to use them, just don't charge more then you can pay off. It used to be a bad thing to have credit cards, but now it actually helps you get a higher credit score if you use them wisely. They also say not to close credit card accounts that you don't use. Keep in mind that when you go to the bank to get pre-approved, they add up all your debt and minus it from your income and that is how they determine what you can afford.
5. Pay your bills on time. Never be late.
6. get a secured credit card...its especially for people with no credit or bad credit.
7. Pay your bills on time Keep balances low on credit cards Pay off debt rather than moving it between credit cards Apply for and open credit accounts only when you need them Check your credit report regularly for accuracy If you have missed payments get current and stay current www.myfico.com
8. Simple, pay all your bills on time. Get your credit card balances to zero.
9. if you need to raise your credit score, you need to bring everything up to date with your payments and go down with your credit cards debts below 40% of your credit card limit. only paying your bills on time will rise your credit score. the longer you will do this- the better rate you will get.