Is there a easy way to raise your credit score?

Public Comments

1. It will take a while (at least 3 months I think). Pay all of your bills on time. If you can, pay a little extra on the credit cards. Do not buy anything with the credit card.
2. pay all of your bills on time - over a period of time your credit rating will improve. That is about all that you can do.
3. pay more then min. payment on credit card and take a small loan out that u are sure u can pay 100-250 can work and pay on time, time is the most important factor to get it good
4. Raising your credit score doesn't happen overnight. Always pay on time as already mentioned. Another thing that affects your score is how much total credit you have available vs. how much you have borrowed. For instance, if you have $5,000 of credit available and are $4,800 in debt, that will cause your score to be lower. Pay it down. Don't apply for any new credit cards, car loan or any type of loan while you're waiting for your score to rise. The age of your credit history has a lot to do with your score too. If you have an account (like a credit card) that's several years old, keep it even though you may not use it.
5. no quick fixes but avoid buying a car simple aslutions pay all cards below 50% of the limits this raises your score. once you go above 50% your score goes down make sure your credit report is accurate! get a copy and go thru it line buy line anything not you find proof that its not and dispute it. most important of all do not close accounts that are paid in full once you have the cards paid to zero dont close them and use them every six months and only when you can pay the balance to zero that month. what happends when you get to this point is that credit card companies will raise your limits so you charge above what you can payoff every month. this will raise your score as well! my rule of thumb is only use the card when i can pay off the balance by months end.
6. there are ways to do this. One is look for companies who sell good credit card history from one person to another, you can usually raise your score 100 in about 30 days. This option may only be available for a short time, this is a pressing issue among creditors and banks and the loop hole might close soon (do not have companies names on hand right now). 2 you could do a credit repair, the companies who do this will challenge all bad history and have them removed (try http://www.creditxperience.com or https://www.lexingtonlaw.com
7. Yes there is. In fact, last year I decided to repair my bad credit and raise my score. I did some research and found a lot of solutions. Most of them were scams. However, I did find some good solutions and used one to increase my score by 200 points in less than 90 days. I knew there were other people out there in my same situation so I decided to create a website that shows the solutions that work. You can find all these solutions at http://www.your-credit-solution.com . Good Luck!