what is the fastest way to raise your credit score?

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1. pay your bills?
2. Pay your bills on time every time.
3. Pay off your debt. Or get a cell phone or something cheap that requires monthly payments and make those payments on time!
4. pay off debt, and dont miss any payments, seriously a company accidentally reported a missed payment for me and my score went from 795 to 605 (serious impact) but once it fixed i had payed off the credit card and my score was back at 795 so dont miss any payments and pay off debt
5. Pay your bills ON TIME every month. It matters. I have a friend who is finding out the hard way about credit scores. Hers is low and she is wanting to buy a house, but no one will finance her.
6. pay down your debt, pay bill on time, and pay more than the minimum amount.
7. There is no fast way. You can improve in within 6 months though by paying on time every time and getting rid of some debt by paying off those bills.
8. The Credit Score (also known as your MyFico score) is calculated with the following breakdown: * 35% - Payment History * 30% - Credit to Debt Ratio * 15% - Credit History * 10% - New Credit * 10% - Credit Types in Use A small loan consolidation with low interest is the best I found interesting information about your answer & options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/loan-consolidation.htmlGood luck!
9. When you're trying to build a solid credit score it's important to get a comprehensive view of what is actually effecting it... Your Credit Score (also known as your MyFico score) is calculated with the following breakdown: * 35% -> History of Payments * 30% -> Debt to Credit Ratio (available credit) * 15% -> Credit History (length of open accounts) * 10% -> New Credit (are you expanding your credit) * 10% -> Credit Types in Use (varied credit types from loans to credit cards) If you excel in one area and lack in another, only fixing the areas which you lack are going to improve your score. Here are my 10 steps you can use to build your credit score quickly. I raised mine to well over 700 points fro 500 using these steps in less than a year: 1. Know and Track Your Credit Score (be sure to sign up for the free trial of your credit score monitoring listed on the article below. It really helped my get my score up.) 2. Never Miss a Payment, Starting Today 3. Never use more than 20% of your Available Credit 4. Keep Credit Cards that Have No Annual Fees Open For as Long as Possible 5. Extend Your Credit Limit on Cards You Already Have before You Get New Ones 6. Get Credit Cards that Have CashBack Rewards to Contribute to your Balance 7. Transfer Your Balance to a Credit Card with a Lower Interest Rate and a Higher Available Credit- 8. If You Think You Are Going to be FORCED to Pay a Bill Late Ask for an Extension or Payment Plan 9. Take out a Small Personal Loan and Repay it Over a Year 10. Ask Someone With Good Credit if They will Account Shadow you You can read more about these tips on my blog: How Can I Increase My Credit Score * http://millionster.com/articles/debt/increase-fico-credit-score/ Anyway ... I hope that gave you something to start with -- and good luck on raising your score!!