what are some good ways to raise my credit score?

my credit is FAIR (between 620-659) I would like to get it around 700, but not sure how/what I need to do.

Public Comments

1. In no particular order: 1. Always pay on time or ahead of time. 2. maintain low balances on credit cards 3. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000. 4. I was told by an underwriter that having just two cards, a major credit card (VISA, MC) and a consumer card (Sears, best buy, etc...) is the best mix for revolving credit. 5. You should have a recent history of both installment or term (Car or house loans) and revolving credit.
2. Your score indicates either payment derogatories or high credit balances. Those are what would have you in the 600's. Based on your comments I am guessing it is the later. Here is some info on getting the scores up. Hope this helps.
3. Buy things you can afford, and pay on time.