what is the best way too raise your credit score my score is 619 and needs to be 675 too get a business loan?

Public Comments

1. Settle any claims on your credit report, join a credit union, pay your bills on time, get a bill that you can pay on time, etc.
2. what I did was that I pay off more money every month. I spend less money on thing that I don't really need so I have more money to pay off my credit card.
3. This web site is the one that leads you to the three big credit agencies that have to give you one free credit report per year. I was just on the experian one, and for 5.95 they will give you your FICO score, which you already have, and also point out which areas of your score are strong and which sections are weak and what you can do to fix the weak parts. https://www.annualcreditreport.com/cra/i...
4. Pay down your debts. Do not get any new credit. Do not even have anyone look into your credit as that reflects badly on it, too.