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I have poor credit, dont know my score, but need a loan for $8000 - i have a cosigner?

I am trying to apply for a loan in the amouint of $8000- for a doublewide. I am married, but i have poor credit, and my husband has none. My grandmother, as a doublewide, financed with National City, and she has a PERFECT credit score! NO DINGS, OR ANYTHING. She said she will be a co-signer. Can i still get declined, even with her as a cosigner?

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