Listen LEX This is for you. First of all I did not know in any way shape or form that I had these bills, so why are you being rude to me, and if there was a bus stop to take me to work I would use it just because of the gas prices, I am 61 years old, I work nights and there is no public transportation from Missouri to Johnson county Kansas, and I was not asking any one to hold my hand, I found these bills one day when I checked my credit report, I did not know about them, since I had ins at that time I disputed them, they researched them and the credit reporting agencys took them off my report,that is why I find this a little strange, I tried to talk to the atty and I wrote the atty and no one will even try to make an arrangement with me, so I do not appericate your rude answer to me about do I need someone to hold my hand???and find a bus stop. how rude!!!!