help with credit score

free credit score without having credit card established?

i've never had a credit card but i would like to receive a free credit score

Public Comments

  1. There is no free credit score. You can request your credit report free once per year at www.annualcreditreport.com.
  2. There is no such thing as a free credit score. As mentioned by previous answer, you can get free credit report once a year. The only way to find out your credit score is to go to a car dealership and act like you want to buy a car. They will run a credit check and if your score is too low deny your loan. Ask them for copy of your credit report or at least tell you your credit score. You will have to sign paperwork to authorize them access to your credit report. Another way is to go to the bank and apply for a loan, they can get your score right away. This practice of keeping ones credit score hard to get is just another way the Fat Cats in finance have of keeping the common people under their thumb.
  3. There is a free credit score. E-loan offers this as a one-time courtesy to new site users. Go to www.eloan.com and on the right side of the page under Tools & Resources, select Free Credit Score. They'll only let you have it one time in a lifetime for free, but if you're curious, go for it. BTW... If you don't have any credit established, you may not have a credit score. Usually it takes 6 months of active trade lines to give FICO enough data to create a numerical score.
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