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Credit History/Refinancing?

If someone has been at a sales job building up clients and in the process bills and credit were an issue because lack of commissions, once that person is on their feet and paying things on time again, how long would a bank need to see steady payment history before letting that person refinance?

Public Comments

  1. not less than 1 year
  2. A bank and/or credit company, including credit report companies are looking for six months to one year for results. This shows them that you are reliable and committed to your financial freedom. You could talk with your local bank too; with automatic withdrawl you are only looking at three to six months to re-establish your self. Best of luck!
  3. Mortgage brokers have programs for everyone and you should be already there by the sounds of things. Fill out the free form at www.totaldebtsolutionsllc.com and we will have a loan officer who can say yes contact you.
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