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What is the best way to increase a credit score in US & what is the right way of doing if u have a credit card

Well the details needed is if some person has just a credit card and not a lot of other loans on their names, what should the person do so that the person can increase the credit score to a good level and not have any negative impact. What all does the the person need to be careful of before doing so tht the credit score is not directly impacted. Is there a shortcut way of doing something which could creatively help increase the credit score?

Public Comments

  1. pay your payments on time or send in a lil extra every month. Don't max out ure credit cards and know ure spending limit
  2. For starters you can put little bills in your name if you own a home. EX:Phone Bill,Electric Bill,Water/Gas Bill. Having a credit card is nice but the tend to get abused,make sure you don't max the card out make small purchases and pay them off as fast as you get the bill. And the #1 rule NEVER BE LATE on your payment.
  3. pay off all your bills thats the only way besides b.k.
  4. The best way and the only one that will guarantee your perfect score is TO WIN A JACKPOT IN A MEGA MILLION LOTTERY. Trust me - all the jackals around you will love and adore you (= your money). PLUS, all your problems will be wiped out at once!!!
  5. Try this link here the money lady gives some very good advice http://www.steveharvey.com/money.html
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