I have three fico credit scores: 573, 671, and 682. What then is my actual credit score?

Public Comments

1. All 3 are correct. If a company ABC calls up one of the credit bureaus, they are going to believe what ever score they have on their file. I am not sure how the 3 credit bureaus calculate the FICO score. I would check out the credit report from where u got 573 --- it's off by almost 100 from the other two.
2. There are 3 credit bureaus equifax, trans-union, and experian. All three reports give a score ranging from 250 yes it can go that low you do have to try hard and be a real deadbeat to around 850 yes it also goes this high I have seen it. The lowest score I have ever seen was a 244 the highest was a 845. The reason your score is different for the different services depends on who a creditor reported to. If you were late witha payment or went into collections this may be reported to all three or just one bureau. Another explanation would be that you had alot of inquiries with one bureau, alot of companies will only have access to one bureau only being able to get one score.
3. I would have to agree if your 573 score is actual true showing up then it has to be wrong from the other two.Why b/c I'm assuming that 573 belongs to Equifax and while the other two sounds great most companies especially car dealers do not look at Experian or Transunion ..maybe they are showing something that isn't true the best way is to have them look at it and correct any mistakes.They should all three range close to each other with the 671 / 682 being close to each other and as the other one is so low you should invistigate as to why its well below the other two.