On the fico credit score range what score is considered "good"?

Public Comments

1. 720 and above is what my lender has as the top category for not having to pay points when investing in real estate
2. Go to www.myfico.com. It gives lots of excellent information about credit scores.
3. The best score to have is zero. That means you are debt free. Stay that way!
4. This Board is addictive! Especially when you see other people give out BAD information. Studly is right(as usual) the only site to get FICO credit scoring info from is www.myfico.com Generically, people refer to credit grades as Excellent, Good, Fair & Poor. These are terms that have carried over from time long ago when consumers couldn't access credit scores. Now your credit life is determined by a 3 digit number ranging from 300-850 where higher is better. A rough correlation: Excellent = 720+ Good = 680-719 Fair = 620-680 Poor = 619-550 Shit = less than 550(that's my term, of course) (bare minimum to qualify for any reasonable rate on a car loan or mortgage) The good news is that ANYONE can raise there scores if they take the right actions. Good Luck