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What is the differece between a credit score from Experian, TransUnion and Equifax, VS. a FICO Score?

I just got all my credit scores from the three major credit reporting companies. My average is 670. Now I keep seeing things that talk about FICO scores? What is that? And how do I get one? And what does it mean? i'm lost!!!

Public Comments

  1. your fico score is your credit score it is the same thing
  2. It is the same thing. The three agencies will give you slightly different scores because their information updates at different intervals. Do a google on "FICO Score" to see what it means.
  3. FICO is the credit score creditors use. Equifax uses FICO but the other two use their own scoring system, referred to as Fako.
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