How to build a good credit score?
I have no credit what so ever. I've tried to apply for credit cards, but been rejected from all. So how am I supposed to build a good credit score if I can't have a credit card? What can I do, how can I get a credit card? Or anything that will help me build credit?
Public Comments
- As you have no credit so it will be difficult for you to get one. Discovery has a crd with 0% intro apr and many rewards also this card may help. To get this card you have to apply online and see if you get. If you don't get try others. And remember to pay your bills on time to keep your credit score good. To know more you can visit http://www.creditcardbiz.blogspot.com
- Here we take a look at 3 popular guaranteed approval credit cards. These credit cards have one thing in common - they are designed for bad credit people. The use of these credit cards are reported to major credit bureaus and this can be a vital thing for bad credit people. Using them will help such people improve their credit history (provided they use it wisely). Getting one such credit card is an opportunity not to be missed. Let us look at these offers. 1. The Imagine Gold Card It reports to all the three major credit bureaus, being an unsecured card, it offers regular credit line increases. The card document says that all applications are accepted subject to credit card terms and it welcomes people with less than perfect credit. 2. USA Gold Shopping Card This credit card doesn't check your credit and has no employment verifications. There are no turndowns and it provides guaranteed instant online approval (subject to credit card terms). The USA Gold Shopping Card gives $5000 unsecured gold credit line for their merchandise and it regulary increases credit limits of qualifying applicants. The USA Gold Shopping Card reports the credit card activity to all major credit bureaus, thus helps rebuild credit history. As a plus this card gives a $300 grocery coupon after enrollment to its applicants. 3. Platinum Plus Merchandise Credit Card An usecured line of credit the Platinum Plus Merchandise Credit Card, has no credit checks and employment verifications and approves applicants with no credit or bad credit. Platinum Plus Merchandise Credit Card offers credit limit increases to those who qualify and the approval is guaranteed when qualifications are met. It has an exclusive shopping club for its members which has a huge inventory of over 16,000 products. Apply online at: http://www.credit-card-gallery.com/Guaranteed_Approval.html
- I have a couple of tips for you that should help out: 1. Open a checking account- while this may not directly build credit, it will establish a realtionship with a bank which in time will allow you to become a "preferred customer" and become eligible for other products. 2. Another thing would be to open a secured credit card. Basically, you can think of this as building credit with a savings account because a deposit that's usually tied to a savings account is placed upfront in order to get the same amount in a credit line. The deposit gains interest while you're building credit and can be added to at any time in order to increase the credit line. As long as the balance owed is kept fairly low, and paid on time every month, usually after a year, the card converts to an unsecured card or a better card's offered, and the deposit is refunded back with interest. ( I posted links to several secured credit card comapnies below) 3. Enroll with PRBC. It's an alternative credit bureau that reports monthly payments like rent, utlities, insurance, cellular, as "alternative credit" as a means to help establish credit. (I posted the link to their website, there's a lot of information on there, where I couldn't explain it all. I strongly suggest you check it out!!!!)
- see this tips to boost ur credit cards www . freewebs . com/best-creditcards http://www.bestcreditcard.110mb.com
- try orchard bank
- There are credit cards for people looking to build their credit. Lenders also look at income when you apply for credit. In order to build good credit you need to always pay your credit card bills on time.
- This site helped me repair my credit myself. creditboards.com
- Easiest and fastest way is get a couple secured credit cards, they are cards where the balance of credit is secured against the amount of money you give them up front, they can be started with as little as $300. Most banks provided secure card services and there are a ton of them on-line. Once you get a secured card. use it like you do a debit card however each month pay it completely off. In 6 months you will have credit history sufficient to move forward but let me say more credit will be issued the longer you show you have had it (sorry). Good luck
- get a loan for no other reason than to pay it back . go to the bank and tell them you want establish a good rating so you can get a motrgage. they will assume you will get it from them so they'll be all over it.
