my fico score?

my fico score is 574 is that bad & how can i inprove that score....thx

Public Comments

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2. While taking a decision on your loan approval, your lender will determine your credit score. The most common scoring method used is FICO scores. These ratings are usually used for determining your eligibility for mortgages.
3. It's not good. To improve it you must pay bills on time and every time and don't have your credit cards maxed out. Both late payments and how much debt you have effect the credit score.
4. 574 is pretty bad!