Credit cards???
Hello, Im interstead in now looking at different kinds of credit cards, but Im after a certain one, Im looking for a credit card that will allow me to buy things over the phone and internet, but also doesnt use money that I dont have in there, in other words I want a card without an extarr $1000 that I can spend that ISNT mine, if you get what im saying? is this card called a debit visa or????
Public Comments
- I once paid with a dona card. It cost me an arm and a leg
- It's referred to as a debit card.
- Hi, Cards like that are just coming on here in NZ and it is called a Debit card from Visa (As opposed to a Debit card which is just EFTPOS.) Credit cards are ok as long as you are disciplined enough to pay them off every month
- A debit card can do what you describe, but buying with a debit card does not give you the same protections as you get when you use a credit card. You want a prepaid credit card like this one: http://www.usa.visa.com/personal/cards/prepaid/reloadable_prepaid_card.html . Be sure to read the FAQ as there are some details you should be aware of.
- I simply can't believe all the incorrect responses you've been given. You are looking for a CREDIT card, and NOT a debit card. Companies offer CREDIT and DEBIT cards. A debit card takes money from your checking account. A credit card is sort of like a very short loan ... if you pay it back within 30 days, there is no interest. You can bet both types from your local bank.
