how do you improve your credit score without getting a credit card?

Public Comments

1. a mortgage or car lease/financing
2. Go into debt without a credit card.
3. Marry well.
4. Get your credit report and see what they have as reasons for your credit score being lower. Then work on those. If you just start doing whatever random things people tell you, you might not get the desired affect.
5. Try this company. Costs a little but well worth it. http://creditrepair.divinfo.com/