help with credit score

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does anone know ways to boost credit score drasticly?

Public Comments

  1. One thing that seemed to work for me when I had really bad credit, was I got a secured Capital One MasterCard. I used it for gas every other month and paid it on time, but I always overpaid by $10-$20 every time. So I had a negative balance. My credit rating shot up really fast and within about 6 months I started getting pre-approved cards from big banks.
  2. There is no way to boost it that fast. I don't have any credit either and I am saving for a car. I was told that my best bet was to get credit cards and pay them off every month and that will boost your credit. I don't know of any other way as of yet.
  3. to raise credit score 1. Always pay on time or ahead of time. 2. maintain low balances on credit cards 3.To boost your score: Don't charge anything for at least 60 days before applying for a loan 4. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000. 5. You should have a recent history of both installment or term (Car or house loans) and revolving credit. 6.To boost your score: Don't close unused accounts when you transfer debt. 7.To boost your score: Consider opening another credit-card account or two, or taking out a car loan or small bank loan. ------------------------------ http://www.bestcreditrates.net
  4. You could use one of those add a seasoned tradeline programs. I have seen it boost a score 70-110 points inside of 60 days. It can be costly though. Check out the free evaluation form at www.totaldebtsolutionsllc.com They or an affiliate offer the service and will contact you with info. Good luck.
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