How can I boost my credit score?

Just had it run and it came back 731. I'm a bit of a perfectionist. How can I get it up higher? In case this helps with suggestions: college student with $30k in student loans and one credit card. That's all that's on there right now.

Public Comments

1. Pay your credit card early. It boosts the score to see that you've paid in 20 days rather than 30 days or whatever fits your payments. If you don't have a balance, buy something on the card and pay it off early.
2. To find out specifically what you must do to raise your score, you can order your score report from all three national credit bureaus. In addition to your score<!--you'll get your credit report, an indication of how your score ranks nationally and an explanation of how you can boost your standing. http://badcredits.awardspace.com/creditscore.htm In order to improve your credit score, it's important to know where you stand currently. Despite all the media attention given to free credit reports-->you still have to pay to find out your credit score, the three-digit number ranging from 300 to 850 that is the key to your borrowing costs.
3. Find a Way to Get Better Rates One way that can help you get rid of the credit card debt that you are in is to find a way that you can get better rates on your credit cards. You can do this by trying to find a credit card that has lower rates than your current cards, and then make transfers over to the card with the lower interest rate. Another way you may be able to get better rates is to try to negotiate with the company or have a credit counselor negotiate with the company to get you better rates on your card. While you may not realize it, having a lower rate can actually save you hundreds of dollars and can help you get out of credit card debt much faster. Eliminate Debts One By One If you are wondering how to eliminate credit card debt, another way that can be a great help is to start working methodically to eliminate your debts one by one. You can choose either to pay extra on your card with the lowest amount of debt or you may want to pay more on the card with the highest interest rate, but whichever way you choose will be a great way to help you get out of debt much faster. Debt Consolidation If you are serious about getting rid of your credit card debt once and for all, you may want to work on getting a debt consolidation loan. This method of elimination will help give you lower interest rates, a regular payment schedule, and you will only have one easy payment to make each month. This is a very easy and effective way to eliminate the credit card debt that has been causing you so much trouble. Read more from: http://www.credit-card-gallery.com/article/195,4_Tips_on_How_to_Eliminate_Credit_Card_Debt
4. You can, in fact, improve your credit score. However, I do have one question. Are your student loans Federal Student Loans, or private loans? The reason I ask is because is you may be eligible for the Federal Family Education Loan Program, or FFELP. In order to be eligible for this consolidation program, you can only include Federal Loans. Federal Student Loans hold a number of privileges that, if combined with your existing debt other than Federal Student Loans, will be lost. If you consolidate your Federal Student Loans through the FFELP Consolidation Program, you would assure yourself the lowest possible interest rate on your Federal Student Loans, as well as keep all of your Federal privileges that come with the loans intact. This would also give you one low monthly payment to pay off and and in the process raise your credit score. Good luck with everything, I hope this helps you out. For more information on what specific privileges your Federal Student Loans hold as well as more information on the FFELP Consolidation Program itself, please visit the source below.
5. see this http://gsx1.com/improve-credit-score.html hope it helps :)