
how can i raise my credit score?
i recently let my mother in law borrow my name for credt...which i never should have done!!! and now my credit score is on the ground! how can i raise it at least a little! please someone tell me!
Public Comments
- Well, first of all as you know now....never let anyone use your name for credit. Now what you are going to have to do is just pay all your bills on time. As you pay off your credit cards keep them open but don't use them. This will help to strengthen your credit rating again.
- Go to each one of the credit agencies web sites, transunion, experian, and equifax. Put in all your personal information and get the free report. Then, once you have the report, go to dispute. Dispute everything even if it is correct. The credit agency then contacts the company and they have 30 days to verify that the information is accurate. If they do not respond, it gets dropped off your report. It will take you a while to get it looking good but this will help a lot if some things get dropped. It has taken me 2 and a half years to clean mine up.
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