why should i have to pay to obtain my credit report and credit score?
the information held on a credit report is mine so why should i have to pay.in the usa congress passed a law stating any person can request a there own credit report free of charge.why can't we in this country(uk) in a country riddled with personal debt you'd think the same law would be passed here.
Public Comments
- You no longer have to pay for your credit report. Since your score is generated using a proprietary formula, you'll still have to pay for that. But Federal Law now allows consumers one free credit report per year per CRA (credit reporting agency).
- U really don"t have to pay for ur credit report! u can get 3 free for each year! credit score should be about $6.00
- Because it is a product which cost $ to produce. Its a few lousy dollars, just pay it if your curious.
